Crop-loss band · Illinois
Jefferson County, Illinois — crop-loss band
- 0.89Low end of the filed band
- 1.52Middle of the filed band
- 2.43High end of the filed band
- 2019Worst year filed (2.71)
- 10Years filed
Every year the Risk Management Agency has filed for Jefferson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 2.43 at the high end, with 1.52 in the middle. The worst year filed is 2019, at 2.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,621,701 | $6,368,868 | $13,601,535 | 863 | 862 | 2.43 |
| 2016 | $2,336,762 | $2,811,203 | $12,231,923 | 589 | 587 | 1.20 |
| 2017 | $2,454,556 | $2,745,570 | $16,505,073 | 597 | 597 | 1.12 |
| 2018 | $574,735 | $940,550 | $4,613,665 | 226 | 226 | 1.64 |
| 2019 | $2,959,172 | $8,030,321 | $19,472,550 | 928 | 928 | 2.71 |
| 2020 | $1,342,105 | $2,033,733 | $10,123,885 | 440 | 440 | 1.52 |
| 2021 | $1,495,940 | $2,050,611 | $11,473,635 | 412 | 412 | 1.37 |
| 2022 | $1,599,911 | $2,527,161 | $12,110,321 | 418 | 418 | 1.58 |
| 2023 | $2,709,342 | $2,416,913 | $22,652,561 | 550 | 550 | 0.89 |
| 2024 | $2,810,876 | $4,906,693 | $23,181,946 | 728 | 728 | 1.75 |
Commodities insured in Jefferson County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.63Low end of the filed band
- 0.97Middle of the filed band
- 1.57High end of the filed band
- 2019Worst year filed (2.74)
- 10Years filed
- $11,500,929Premium filed
- $14,859,815Indemnity paid
- $65,996,453Liability insured
- 146,183Quantity planted
- 137,357Quantity lost
- 2,222Policies
- 2,219Policies with a loss
- 1.29Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $11,769,486 indemnity · 10 years
- Drought $1,597,316 indemnity · 8 years
- Decline in Price $719,474 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $266,863 indemnity · 6 years
- Cold Wet Weather $206,505 indemnity · 9 years
- Flood $114,515 indemnity · 4 years
Soybeans 10 years filed
- 1.05Low end of the filed band
- 1.47Middle of the filed band
- 2.80High end of the filed band
- 2015Worst year filed (3.20)
- 10Years filed
- $6,960,042Premium filed
- $12,837,891Indemnity paid
- $68,171,980Liability insured
- 196,819Quantity planted
- 174,793Quantity lost
- 2,628Policies
- 2,628Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $8,660,573 indemnity · 10 years
- Drought $2,264,312 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $514,527 indemnity · 2 years
- Wildlife $461,569 indemnity · 9 years
- Decline in Price $428,868 indemnity · 8 years
- Flood $209,169 indemnity · 7 years
Wheat 10 years filed
- 1.44Low end of the filed band
- 2.31Middle of the filed band
- 3.46High end of the filed band
- 2015Worst year filed (3.62)
- 10Years filed
- $2,047,621Premium filed
- $6,139,512Indemnity paid
- $8,755,380Liability insured
- 44,615Quantity planted
- 44,671Quantity lost
- 586Policies
- 586Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $5,149,788 indemnity · 10 years
- Cold Wet Weather $593,952 indemnity · 8 years
- Drought $150,784 indemnity · 5 years
- Plant Disease $89,035 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $67,788 indemnity · 2 years
- Decline in Price $47,135 indemnity · 5 years
Pasture,Rangeland,Forage 8 years filed
- 1.03Low end of the filed band
- 2.29Middle of the filed band
- 3.69High end of the filed band
- 2017Worst year filed (3.69)
- 8Years filed
- $396,508Premium filed
- $994,405Indemnity paid
- $3,043,281Liability insured
- 12,768Quantity planted
- 0Quantity lost
- 315Policies
- 315Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- ARPI/SCO/STAX/MP Crops Only $994,405 indemnity · 8 years
Every county-crop the agency files in Illinois → Buy the Jefferson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.