Crop-loss band · Illinois
Jersey County, Illinois — crop-loss band
- 0.84Low end of the filed band
- 1.37Middle of the filed band
- 2.15High end of the filed band
- 2019Worst year filed (5.24)
- 10Years filed
Every year the Risk Management Agency has filed for Jersey County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 2.15 at the high end, with 1.37 in the middle. The worst year filed is 2019, at 5.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,052,064 | $1,546,727 | $11,642,517 | 150 | 150 | 1.47 |
| 2016 | $145,231 | $266,700 | $1,841,218 | 40 | 40 | 1.84 |
| 2017 | $1,657,127 | $1,593,465 | $19,684,975 | 250 | 250 | 0.96 |
| 2018 | $275,255 | $376,289 | $3,008,995 | 81 | 81 | 1.37 |
| 2019 | $692,620 | $3,627,941 | $9,365,815 | 193 | 190 | 5.24 |
| 2020 | $372,185 | $311,538 | $5,242,652 | 83 | 83 | 0.84 |
| 2021 | $1,152,000 | $1,033,301 | $16,038,070 | 198 | 198 | 0.90 |
| 2022 | $527,583 | $737,358 | $7,163,656 | 62 | 62 | 1.40 |
| 2023 | $722,837 | $793,489 | $11,557,110 | 144 | 144 | 1.10 |
| 2024 | $1,222,394 | $2,628,552 | $21,431,513 | 260 | 260 | 2.15 |
Commodities insured in Jersey County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.53Low end of the filed band
- 1.16Middle of the filed band
- 2.58High end of the filed band
- 2019Worst year filed (5.04)
- 10Years filed
- $5,498,819Premium filed
- $7,850,888Indemnity paid
- $68,485,156Liability insured
- 100,952Quantity planted
- 82,283Quantity lost
- 828Policies
- 827Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Jersey County
- Excess Moisture/Precipitation/Rain $3,437,293 indemnity · 10 years
- Flood $1,536,883 indemnity · 6 years
- Drought $1,305,111 indemnity · 7 years
- Decline in Price $1,066,694 indemnity · 8 years
- Wind/Excess Wind $232,024 indemnity · 5 years
- Cold Wet Weather $130,967 indemnity · 8 years
Soybeans 10 years filed
- 0.87Low end of the filed band
- 1.12Middle of the filed band
- 3.45High end of the filed band
- 2019Worst year filed (6.33)
- 10Years filed
- $1,873,729Premium filed
- $4,425,754Indemnity paid
- $37,823,395Liability insured
- 69,255Quantity planted
- 52,499Quantity lost
- 615Policies
- 613Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Jersey County
- Excess Moisture/Precipitation/Rain $1,601,161 indemnity · 10 years
- Flood $909,163 indemnity · 7 years
- Decline in Price $845,929 indemnity · 7 years
- Drought $820,397 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $87,148 indemnity · 1 years
- Cold Wet Weather $72,509 indemnity · 6 years
All Other Crops 10 years filed
- 0.98Low end of the filed band
- 1.47Middle of the filed band
- 1.75High end of the filed band
- 2015Worst year filed (1.77)
- 10Years filed
- $446,748Premium filed
- $638,718Indemnity paid
- $667,970Liability insured
- 225Quantity planted
- 225Quantity lost
- 18Policies
- 18Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Jersey County
- Excess Sun $455,527 indemnity · 10 years
- Freeze $86,779 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $54,088 indemnity · 2 years
- Heat $42,325 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Jersey County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.