Crop-loss band · Illinois
Johnson County, Illinois — crop-loss band
- 1.02Low end of the filed band
- 1.40Middle of the filed band
- 2.15High end of the filed band
- 2019Worst year filed (2.55)
- 10Years filed
Every year the Risk Management Agency has filed for Johnson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.02 at the low end to 2.15 at the high end, with 1.40 in the middle. The worst year filed is 2019, at 2.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $585,281 | $775,923 | $2,244,679 | 81 | 81 | 1.33 |
| 2016 | $648,604 | $1,166,236 | $2,774,642 | 98 | 98 | 1.80 |
| 2017 | $305,397 | $377,608 | $1,745,464 | 53 | 53 | 1.24 |
| 2018 | $309,253 | $433,055 | $2,254,907 | 54 | 54 | 1.40 |
| 2019 | $714,278 | $1,824,508 | $4,091,799 | 138 | 138 | 2.55 |
| 2020 | $339,742 | $612,583 | $2,299,672 | 71 | 71 | 1.80 |
| 2021 | $505,905 | $516,292 | $3,384,720 | 82 | 82 | 1.02 |
| 2022 | $551,318 | $754,230 | $3,994,814 | 68 | 68 | 1.37 |
| 2023 | $707,258 | $1,119,163 | $4,688,699 | 81 | 81 | 1.58 |
| 2024 | $935,536 | $2,007,178 | $6,827,854 | 144 | 144 | 2.15 |
Commodities insured in Johnson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.15Low end of the filed band
- 1.39Middle of the filed band
- 2.28High end of the filed band
- 2019Worst year filed (2.91)
- 10Years filed
- $3,405,047Premium filed
- $5,924,142Indemnity paid
- $24,432,079Liability insured
- 73,527Quantity planted
- 69,015Quantity lost
- 618Policies
- 618Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Excess Moisture/Precipitation/Rain $3,527,048 indemnity · 10 years
- Drought $1,879,387 indemnity · 8 years
- Wildlife $146,222 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $134,494 indemnity · 3 years
- Heat $99,504 indemnity · 3 years
- Decline in Price $92,763 indemnity · 5 years
Corn 10 years filed
- 0.54Low end of the filed band
- 1.25Middle of the filed band
- 1.89High end of the filed band
- 2019Worst year filed (2.11)
- 10Years filed
- $2,197,525Premium filed
- $3,662,634Indemnity paid
- $9,875,171Liability insured
- 24,795Quantity planted
- 25,126Quantity lost
- 252Policies
- 252Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Excess Moisture/Precipitation/Rain $2,936,037 indemnity · 10 years
- Drought $640,074 indemnity · 5 years
- Decline in Price $54,454 indemnity · 4 years
- Cold Wet Weather $12,406 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $12,378 indemnity · 2 years
- Heat $7,284 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Johnson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.