Crop-loss band · Illinois
Kendall County, Illinois — crop-loss band
- 0.89Low end of the filed band
- 1.98Middle of the filed band
- 2.63High end of the filed band
- 2019Worst year filed (5.72)
- 10Years filed
Every year the Risk Management Agency has filed for Kendall County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 2.63 at the high end, with 1.98 in the middle. The worst year filed is 2019, at 5.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $979,744 | $2,579,789 | $15,925,104 | 217 | 217 | 2.63 |
| 2016 | $294,708 | $261,290 | $5,465,754 | 80 | 80 | 0.89 |
| 2017 | $387,714 | $513,645 | $7,192,610 | 71 | 70 | 1.32 |
| 2018 | $508,259 | $1,007,858 | $9,078,501 | 111 | 111 | 1.98 |
| 2019 | $1,623,014 | $9,289,055 | $23,818,268 | 401 | 401 | 5.72 |
| 2020 | $1,348,904 | $2,907,743 | $24,060,548 | 292 | 292 | 2.16 |
| 2021 | $164,407 | $400,998 | $2,186,808 | 33 | 33 | 2.44 |
| 2022 | $110,270 | $249,235 | $1,875,381 | 34 | 34 | 2.26 |
| 2023 | $1,663,847 | $2,118,315 | $19,561,340 | 164 | 164 | 1.27 |
| 2024 | $2,052,278 | $2,797,054 | $23,446,680 | 316 | 316 | 1.36 |
Commodities insured in Kendall County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.81Low end of the filed band
- 1.59Middle of the filed band
- 2.54High end of the filed band
- 2019Worst year filed (5.59)
- 10Years filed
- $6,555,563Premium filed
- $15,281,790Indemnity paid
- $84,107,986Liability insured
- 130,123Quantity planted
- 113,013Quantity lost
- 934Policies
- 933Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Kendall County
- Excess Moisture/Precipitation/Rain $10,533,130 indemnity · 10 years
- Drought $1,664,282 indemnity · 7 years
- Decline in Price $1,662,785 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,136,119 indemnity · 2 years
- Wind/Excess Wind $143,663 indemnity · 3 years
- Cold Wet Weather $78,068 indemnity · 4 years
Soybeans 10 years filed
- 1.15Low end of the filed band
- 2.11Middle of the filed band
- 3.08High end of the filed band
- 2019Worst year filed (6.11)
- 10Years filed
- $2,577,582Premium filed
- $6,843,192Indemnity paid
- $48,503,008Liability insured
- 98,384Quantity planted
- 85,018Quantity lost
- 785Policies
- 785Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Kendall County
- Excess Moisture/Precipitation/Rain $4,011,496 indemnity · 10 years
- Drought $1,527,596 indemnity · 7 years
- Decline in Price $897,418 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $220,342 indemnity · 1 years
- Cold Wet Weather $60,206 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $56,414 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the Kendall County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.