Crop-loss band · Illinois
Lawrence County, Illinois — crop-loss band
- 0.50Low end of the filed band
- 0.94Middle of the filed band
- 2.06High end of the filed band
- 2015Worst year filed (2.64)
- 10Years filed
Every year the Risk Management Agency has filed for Lawrence County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.50 at the low end to 2.06 at the high end, with 0.94 in the middle. The worst year filed is 2015, at 2.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,290,420 | $3,402,675 | $10,563,737 | 438 | 438 | 2.64 |
| 2016 | $755,872 | $573,798 | $6,705,103 | 187 | 187 | 0.76 |
| 2017 | $1,806,774 | $1,432,934 | $17,641,171 | 423 | 423 | 0.79 |
| 2018 | $848,936 | $1,610,934 | $7,605,664 | 325 | 325 | 1.90 |
| 2019 | $1,804,480 | $3,720,190 | $17,973,418 | 537 | 533 | 2.06 |
| 2020 | $991,743 | $498,985 | $11,026,194 | 207 | 206 | 0.50 |
| 2021 | $574,253 | $392,443 | $6,281,241 | 149 | 149 | 0.68 |
| 2022 | $911,470 | $1,182,674 | $8,218,388 | 184 | 184 | 1.30 |
| 2023 | $392,541 | $370,192 | $4,522,961 | 96 | 96 | 0.94 |
| 2024 | $1,622,392 | $1,952,260 | $17,690,309 | 351 | 351 | 1.20 |
Commodities insured in Lawrence County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.30Low end of the filed band
- 0.67Middle of the filed band
- 2.08High end of the filed band
- 2018Worst year filed (2.49)
- 10Years filed
- $6,375,976Premium filed
- $6,980,097Indemnity paid
- $51,676,293Liability insured
- 101,319Quantity planted
- 72,159Quantity lost
- 1,139Policies
- 1,137Policies with a loss
- 1.09Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Excess Moisture/Precipitation/Rain $5,028,752 indemnity · 10 years
- Decline in Price $594,935 indemnity · 7 years
- Drought $575,553 indemnity · 8 years
- Flood $374,564 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $336,145 indemnity · 3 years
- Cold Wet Weather $53,761 indemnity · 7 years
Soybeans 10 years filed
- 0.78Low end of the filed band
- 1.30Middle of the filed band
- 2.02High end of the filed band
- 2015Worst year filed (2.97)
- 10Years filed
- $4,173,150Premium filed
- $6,721,298Indemnity paid
- $54,185,118Liability insured
- 136,178Quantity planted
- 97,404Quantity lost
- 1,620Policies
- 1,617Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Excess Moisture/Precipitation/Rain $4,533,275 indemnity · 10 years
- Drought $952,492 indemnity · 8 years
- Decline in Price $696,577 indemnity · 7 years
- Flood $294,664 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $107,030 indemnity · 1 years
- Cold Wet Weather $52,857 indemnity · 8 years
Wheat 8 years filed
- 0.54Low end of the filed band
- 1.90Middle of the filed band
- 3.95High end of the filed band
- 2015Worst year filed (3.95)
- 8Years filed
- $449,754Premium filed
- $1,435,690Indemnity paid
- $2,366,775Liability insured
- 12,395Quantity planted
- 12,396Quantity lost
- 138Policies
- 138Policies with a loss
- 3.19Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Excess Moisture/Precipitation/Rain $1,266,427 indemnity · 6 years
- Cold Winter $82,508 indemnity · 2 years
- Drought $54,446 indemnity · 1 years
- Decline in Price $13,824 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $10,218 indemnity · 1 years
- Cold Wet Weather $6,896 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Lawrence County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.