Crop-loss band · Illinois
Macon County, Illinois — crop-loss band
- 0.35Low end of the filed band
- 1.13Middle of the filed band
- 2.09High end of the filed band
- 2018Worst year filed (4.81)
- 10Years filed
Every year the Risk Management Agency has filed for Macon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.35 at the low end to 2.09 at the high end, with 1.13 in the middle. The worst year filed is 2018, at 4.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $274,190 | $430,708 | $5,108,098 | 73 | 73 | 1.57 |
| 2016 | $123,198 | $90,168 | $3,337,491 | 72 | 71 | 0.73 |
| 2017 | $1,354,949 | $480,560 | $29,277,119 | 334 | 334 | 0.35 |
| 2018 | $10,078 | $48,475 | $337,776 | 11 | 11 | 4.81 |
| 2019 | $469,306 | $979,084 | $13,954,149 | 246 | 246 | 2.09 |
| 2020 | $1,434,469 | $731,248 | $38,348,319 | 339 | 339 | 0.51 |
| 2021 | $399,336 | $373,107 | $7,383,002 | 95 | 95 | 0.93 |
| 2022 | $240,312 | $272,043 | $6,313,809 | 56 | 56 | 1.13 |
| 2023 | $3,057,523 | $3,456,841 | $53,033,961 | 334 | 334 | 1.13 |
| 2024 | $2,074,175 | $2,389,559 | $40,631,470 | 318 | 318 | 1.15 |
Commodities insured in Macon County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.24Low end of the filed band
- 0.76Middle of the filed band
- 1.71High end of the filed band
- 2019Worst year filed (2.14)
- 10Years filed
- $7,453,051Premium filed
- $6,244,261Indemnity paid
- $134,199,046Liability insured
- 136,958Quantity planted
- 88,399Quantity lost
- 1,078Policies
- 1,077Policies with a loss
- 0.84Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $2,051,147 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,007,500 indemnity · 2 years
- Decline in Price $1,609,989 indemnity · 6 years
- Drought $490,098 indemnity · 6 years
- Cold Wet Weather $35,966 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $28,872 indemnity · 4 years
Soybeans 10 years filed
- 0.68Low end of the filed band
- 1.27Middle of the filed band
- 3.08High end of the filed band
- 2018Worst year filed (5.19)
- 10Years filed
- $1,984,485Premium filed
- $3,007,532Indemnity paid
- $63,526,148Liability insured
- 97,547Quantity planted
- 58,830Quantity lost
- 800Policies
- 800Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $1,408,988 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $526,774 indemnity · 1 years
- Decline in Price $512,749 indemnity · 6 years
- Drought $323,813 indemnity · 7 years
- Cold Wet Weather $130,072 indemnity · 6 years
- Frost $46,229 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Macon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.