Crop-loss band · Illinois
Macoupin County, Illinois — crop-loss band
- 0.55Low end of the filed band
- 1.13Middle of the filed band
- 2.11High end of the filed band
- 2018Worst year filed (2.45)
- 10Years filed
Every year the Risk Management Agency has filed for Macoupin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.55 at the low end to 2.11 at the high end, with 1.13 in the middle. The worst year filed is 2018, at 2.45. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,813,593 | $14,352,068 | $84,022,240 | 957 | 955 | 2.11 |
| 2016 | $924,857 | $505,356 | $13,495,858 | 233 | 230 | 0.55 |
| 2017 | $3,947,853 | $2,653,656 | $49,629,633 | 639 | 634 | 0.67 |
| 2018 | $290,060 | $710,573 | $4,419,031 | 117 | 117 | 2.45 |
| 2019 | $2,215,793 | $2,593,783 | $32,195,772 | 455 | 446 | 1.17 |
| 2020 | $2,103,274 | $1,538,188 | $34,872,915 | 401 | 397 | 0.73 |
| 2021 | $5,063,030 | $5,743,662 | $65,885,140 | 700 | 700 | 1.13 |
| 2022 | $2,189,953 | $1,968,176 | $35,658,665 | 300 | 300 | 0.90 |
| 2023 | $4,350,725 | $5,295,680 | $66,543,047 | 622 | 622 | 1.22 |
| 2024 | $6,743,530 | $14,038,371 | $122,866,940 | 1,379 | 1,379 | 2.08 |
Commodities insured in Macoupin County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.48Low end of the filed band
- 1.05Middle of the filed band
- 1.89High end of the filed band
- 2018Worst year filed (3.57)
- 10Years filed
- $26,078,550Premium filed
- $30,800,541Indemnity paid
- $322,537,672Liability insured
- 443,756Quantity planted
- 354,177Quantity lost
- 3,031Policies
- 3,020Policies with a loss
- 1.18Loss ratio, whole span
Causes that carried the indemnity in Macoupin County
- Excess Moisture/Precipitation/Rain $17,787,425 indemnity · 10 years
- Decline in Price $4,790,856 indemnity · 8 years
- Drought $3,580,650 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,919,743 indemnity · 5 years
- Cold Wet Weather $1,214,733 indemnity · 10 years
- Flood $545,553 indemnity · 6 years
Soybeans 10 years filed
- 0.75Low end of the filed band
- 1.39Middle of the filed band
- 3.23High end of the filed band
- 2015Worst year filed (4.42)
- 10Years filed
- $8,173,996Premium filed
- $17,527,540Indemnity paid
- $184,620,712Liability insured
- 316,975Quantity planted
- 234,506Quantity lost
- 2,584Policies
- 2,573Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Macoupin County
- Excess Moisture/Precipitation/Rain $7,485,798 indemnity · 10 years
- Decline in Price $4,181,334 indemnity · 8 years
- Drought $3,230,283 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,488,369 indemnity · 2 years
- Cold Wet Weather $581,861 indemnity · 10 years
- Other (Snow, Lightning, Etc.) $170,687 indemnity · 10 years
Wheat 10 years filed
- 1.22Low end of the filed band
- 2.12Middle of the filed band
- 3.72High end of the filed band
- 2022Worst year filed (3.85)
- 10Years filed
- $390,122Premium filed
- $1,071,432Indemnity paid
- $2,430,857Liability insured
- 11,133Quantity planted
- 11,137Quantity lost
- 188Policies
- 187Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Macoupin County
- Excess Moisture/Precipitation/Rain $780,803 indemnity · 8 years
- Cold Wet Weather $209,251 indemnity · 7 years
- Decline in Price $31,369 indemnity · 5 years
- Drought $20,994 indemnity · 2 years
- Freeze $10,495 indemnity · 3 years
- Mycotoxin $8,804 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Macoupin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.