Crop-loss band · Illinois
Madison County, Illinois — crop-loss band
- 0.43Low end of the filed band
- 1.11Middle of the filed band
- 1.99High end of the filed band
- 2015Worst year filed (2.30)
- 10Years filed
Every year the Risk Management Agency has filed for Madison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.43 at the low end to 1.99 at the high end, with 1.11 in the middle. The worst year filed is 2015, at 2.30. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,427,887 | $3,280,327 | $12,421,522 | 453 | 447 | 2.30 |
| 2016 | $908,387 | $775,846 | $9,077,162 | 240 | 238 | 0.85 |
| 2017 | $4,251,258 | $1,822,331 | $40,695,150 | 494 | 472 | 0.43 |
| 2018 | $538,069 | $599,678 | $8,293,742 | 157 | 157 | 1.11 |
| 2019 | $982,982 | $1,953,567 | $12,724,163 | 338 | 336 | 1.99 |
| 2020 | $1,215,798 | $1,423,737 | $17,142,016 | 337 | 337 | 1.17 |
| 2021 | $653,675 | $612,157 | $8,752,425 | 134 | 134 | 0.94 |
| 2022 | $1,277,908 | $1,252,427 | $17,918,328 | 196 | 196 | 0.98 |
| 2023 | $2,493,491 | $3,111,822 | $31,401,600 | 379 | 379 | 1.25 |
| 2024 | $3,157,679 | $5,934,578 | $47,774,483 | 677 | 677 | 1.88 |
Commodities insured in Madison County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.86Low end of the filed band
- 1.60Middle of the filed band
- 2.48High end of the filed band
- 2024Worst year filed (2.76)
- 10Years filed
- $4,972,545Premium filed
- $9,410,840Indemnity paid
- $85,472,242Liability insured
- 184,295Quantity planted
- 133,797Quantity lost
- 1,666Policies
- 1,654Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Excess Moisture/Precipitation/Rain $4,721,765 indemnity · 10 years
- Drought $2,241,489 indemnity · 7 years
- Decline in Price $1,781,689 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $281,592 indemnity · 1 years
- Flood $266,151 indemnity · 7 years
- Cold Wet Weather $92,123 indemnity · 7 years
Corn 10 years filed
- 0.37Low end of the filed band
- 0.69Middle of the filed band
- 1.81High end of the filed band
- 2019Worst year filed (2.42)
- 10Years filed
- $11,080,021Premium filed
- $9,160,136Indemnity paid
- $116,252,024Liability insured
- 174,195Quantity planted
- 133,899Quantity lost
- 1,500Policies
- 1,480Policies with a loss
- 0.83Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Excess Moisture/Precipitation/Rain $4,632,948 indemnity · 10 years
- Decline in Price $1,685,991 indemnity · 8 years
- Drought $1,583,954 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $653,276 indemnity · 3 years
- Flood $296,417 indemnity · 8 years
- Wind/Excess Wind $138,504 indemnity · 4 years
Wheat 10 years filed
- 0.56Low end of the filed band
- 1.91Middle of the filed band
- 4.13High end of the filed band
- 2022Worst year filed (4.28)
- 10Years filed
- $854,568Premium filed
- $2,195,494Indemnity paid
- $4,476,325Liability insured
- 18,140Quantity planted
- 18,151Quantity lost
- 239Policies
- 239Policies with a loss
- 2.57Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Excess Moisture/Precipitation/Rain $1,958,579 indemnity · 9 years
- Mycotoxin $85,663 indemnity · 3 years
- Cold Wet Weather $75,677 indemnity · 5 years
- Cold Winter $27,738 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $25,709 indemnity · 5 years
- Decline in Price $12,123 indemnity · 7 years
Every county-crop the agency files in Illinois → Buy the Madison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.