Crop-loss band · Illinois
Mason County, Illinois — crop-loss band
- 0.99Low end of the filed band
- 2.10Middle of the filed band
- 3.25High end of the filed band
- 2018Worst year filed (3.34)
- 10Years filed
Every year the Risk Management Agency has filed for Mason County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.99 at the low end to 3.25 at the high end, with 2.10 in the middle. The worst year filed is 2018, at 3.34. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,209,522 | $3,927,574 | $15,988,814 | 255 | 255 | 3.25 |
| 2016 | $66,103 | $105,060 | $898,677 | 30 | 30 | 1.59 |
| 2017 | $487,163 | $480,042 | $6,809,337 | 109 | 109 | 0.99 |
| 2018 | $168,478 | $562,227 | $2,881,020 | 66 | 66 | 3.34 |
| 2019 | $1,360,869 | $2,919,605 | $21,254,513 | 363 | 362 | 2.15 |
| 2020 | $640,428 | $1,391,115 | $11,541,173 | 213 | 213 | 2.17 |
| 2021 | $533,123 | $835,487 | $5,083,616 | 91 | 91 | 1.57 |
| 2022 | $261,254 | $549,171 | $3,400,644 | 92 | 92 | 2.10 |
| 2023 | $3,152,019 | $6,930,115 | $40,263,995 | 463 | 462 | 2.20 |
| 2024 | $664,208 | $751,665 | $9,988,773 | 118 | 118 | 1.13 |
Commodities insured in Mason County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.44Low end of the filed band
- 1.79Middle of the filed band
- 2.93High end of the filed band
- 2022Worst year filed (3.04)
- 10Years filed
- $6,956,689Premium filed
- $13,809,389Indemnity paid
- $93,007,220Liability insured
- 115,196Quantity planted
- 99,551Quantity lost
- 1,067Policies
- 1,065Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Excess Moisture/Precipitation/Rain $5,364,261 indemnity · 10 years
- Drought $2,935,108 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $2,787,459 indemnity · 3 years
- Decline in Price $1,864,601 indemnity · 8 years
- Flood $343,177 indemnity · 5 years
- Heat $159,963 indemnity · 5 years
Soybeans 10 years filed
- 0.81Low end of the filed band
- 1.92Middle of the filed band
- 3.91High end of the filed band
- 2015Worst year filed (4.00)
- 10Years filed
- $1,287,774Premium filed
- $3,439,044Indemnity paid
- $21,357,404Liability insured
- 43,635Quantity planted
- 35,412Quantity lost
- 640Policies
- 640Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Excess Moisture/Precipitation/Rain $1,618,194 indemnity · 10 years
- Drought $909,651 indemnity · 8 years
- Decline in Price $364,256 indemnity · 7 years
- Cold Wet Weather $152,854 indemnity · 6 years
- Heat $109,895 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $108,833 indemnity · 2 years
Pumpkins 8 years filed
- 1.14Low end of the filed band
- 2.86Middle of the filed band
- 9.48High end of the filed band
- 2015Worst year filed (9.48)
- 8Years filed
- $298,704Premium filed
- $1,203,628Indemnity paid
- $3,745,938Liability insured
- 5,842Quantity planted
- 5,842Quantity lost
- 93Policies
- 93Policies with a loss
- 4.03Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Excess Moisture/Precipitation/Rain $1,130,712 indemnity · 7 years
- Frost $34,974 indemnity · 1 years
- Cold Wet Weather $20,737 indemnity · 2 years
- Heat $12,946 indemnity · 2 years
- Plant Disease $4,260 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Mason County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.