Crop-loss band · Illinois
Massac County, Illinois — crop-loss band
- 0.60Low end of the filed band
- 1.29Middle of the filed band
- 1.69High end of the filed band
- 2019Worst year filed (2.31)
- 10Years filed
Every year the Risk Management Agency has filed for Massac County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.60 at the low end to 1.69 at the high end, with 1.29 in the middle. The worst year filed is 2019, at 2.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $488,416 | $824,277 | $2,904,146 | 100 | 100 | 1.69 |
| 2016 | $837,973 | $1,082,345 | $4,965,668 | 113 | 113 | 1.29 |
| 2017 | $501,539 | $302,986 | $3,363,548 | 67 | 67 | 0.60 |
| 2018 | $552,892 | $764,124 | $4,345,237 | 93 | 93 | 1.38 |
| 2019 | $1,161,725 | $2,688,250 | $6,199,489 | 147 | 147 | 2.31 |
| 2020 | $344,217 | $495,392 | $2,322,093 | 59 | 59 | 1.44 |
| 2021 | $640,122 | $702,038 | $5,613,611 | 80 | 80 | 1.10 |
| 2022 | $1,187,337 | $924,934 | $8,323,395 | 85 | 85 | 0.78 |
| 2023 | $1,015,278 | $762,572 | $8,186,760 | 81 | 81 | 0.75 |
| 2024 | $1,101,389 | $1,823,487 | $9,705,418 | 132 | 132 | 1.66 |
Commodities insured in Massac County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 1.34Middle of the filed band
- 1.92High end of the filed band
- 2024Worst year filed (2.01)
- 10Years filed
- $3,522,578Premium filed
- $4,906,757Indemnity paid
- $23,227,021Liability insured
- 43,056Quantity planted
- 35,214Quantity lost
- 370Policies
- 370Policies with a loss
- 1.39Loss ratio, whole span
Causes that carried the indemnity in Massac County
- Excess Moisture/Precipitation/Rain $3,830,825 indemnity · 10 years
- Drought $544,365 indemnity · 6 years
- Decline in Price $313,654 indemnity · 6 years
- Flood $91,760 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $67,329 indemnity · 3 years
- Heat $24,306 indemnity · 1 years
Soybeans 10 years filed
- 0.57Low end of the filed band
- 1.11Middle of the filed band
- 1.34High end of the filed band
- 2019Worst year filed (2.82)
- 10Years filed
- $4,037,614Premium filed
- $4,765,270Indemnity paid
- $31,296,385Liability insured
- 80,426Quantity planted
- 62,441Quantity lost
- 519Policies
- 519Policies with a loss
- 1.18Loss ratio, whole span
Causes that carried the indemnity in Massac County
- Excess Moisture/Precipitation/Rain $3,700,607 indemnity · 10 years
- Drought $703,100 indemnity · 6 years
- Decline in Price $155,311 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $128,756 indemnity · 3 years
- Wildlife $46,101 indemnity · 6 years
- Flood $12,257 indemnity · 2 years
Wheat 9 years filed
- 1.25Low end of the filed band
- 2.46Middle of the filed band
- 4.27High end of the filed band
- 2022Worst year filed (4.27)
- 9Years filed
- $270,696Premium filed
- $698,378Indemnity paid
- $1,405,959Liability insured
- 7,115Quantity planted
- 7,115Quantity lost
- 68Policies
- 68Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Massac County
- Excess Moisture/Precipitation/Rain $555,915 indemnity · 9 years
- Plant Disease $41,207 indemnity · 1 years
- Cold Wet Weather $37,486 indemnity · 2 years
- Drought $28,039 indemnity · 1 years
- Mycotoxin $17,005 indemnity · 1 years
- Decline in Price $10,184 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Massac County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.