Crop-loss band · Illinois
McDonough County, Illinois — crop-loss band
- 0.67Low end of the filed band
- 1.54Middle of the filed band
- 2.48High end of the filed band
- 2018Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for McDonough County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.67 at the low end to 2.48 at the high end, with 1.54 in the middle. The worst year filed is 2018, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,277,699 | $6,599,431 | $47,216,979 | 503 | 490 | 2.01 |
| 2016 | $92,477 | $229,126 | $1,558,014 | 59 | 57 | 2.48 |
| 2017 | $915,960 | $612,031 | $15,769,692 | 248 | 228 | 0.67 |
| 2018 | $146,755 | $465,145 | $2,817,254 | 88 | 87 | 3.17 |
| 2019 | $3,055,282 | $5,068,927 | $54,260,911 | 679 | 674 | 1.66 |
| 2020 | $1,328,825 | $1,029,779 | $27,425,827 | 325 | 325 | 0.78 |
| 2021 | $1,492,232 | $1,731,070 | $23,020,143 | 273 | 272 | 1.16 |
| 2022 | $284,689 | $538,137 | $5,416,953 | 97 | 97 | 1.89 |
| 2023 | $4,575,901 | $7,069,455 | $64,786,354 | 452 | 452 | 1.54 |
| 2024 | $2,387,081 | $2,962,859 | $42,137,788 | 320 | 320 | 1.24 |
Commodities insured in McDonough County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.62Low end of the filed band
- 1.53Middle of the filed band
- 2.47High end of the filed band
- 2016Worst year filed (2.61)
- 10Years filed
- $14,875,986Premium filed
- $21,172,576Indemnity paid
- $223,659,629Liability insured
- 273,796Quantity planted
- 231,850Quantity lost
- 1,974Policies
- 1,955Policies with a loss
- 1.42Loss ratio, whole span
Causes that carried the indemnity in McDonough County
- Excess Moisture/Precipitation/Rain $9,121,804 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $4,264,951 indemnity · 5 years
- Decline in Price $3,479,798 indemnity · 7 years
- Drought $2,951,391 indemnity · 10 years
- Cold Wet Weather $416,704 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $279,758 indemnity · 7 years
Soybeans 10 years filed
- 0.75Low end of the filed band
- 1.66Middle of the filed band
- 3.28High end of the filed band
- 2018Worst year filed (3.88)
- 10Years filed
- $2,680,915Premium filed
- $5,133,384Indemnity paid
- $60,750,286Liability insured
- 110,712Quantity planted
- 73,049Quantity lost
- 1,070Policies
- 1,047Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in McDonough County
- Excess Moisture/Precipitation/Rain $2,198,658 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,108,969 indemnity · 2 years
- Drought $1,029,884 indemnity · 9 years
- Decline in Price $336,039 indemnity · 7 years
- Cold Wet Weather $203,846 indemnity · 9 years
- Hail $82,428 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the McDonough County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.