Crop-loss band · Illinois
McLean County, Illinois — crop-loss band
- 0.82Low end of the filed band
- 1.25Middle of the filed band
- 2.34High end of the filed band
- 2018Worst year filed (2.41)
- 10Years filed
Every year the Risk Management Agency has filed for McLean County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.82 at the low end to 2.34 at the high end, with 1.25 in the middle. The worst year filed is 2018, at 2.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,201,945 | $5,162,148 | $42,639,967 | 773 | 772 | 2.34 |
| 2016 | $651,543 | $848,472 | $18,558,746 | 398 | 391 | 1.30 |
| 2017 | $803,340 | $835,145 | $16,585,409 | 323 | 321 | 1.04 |
| 2018 | $489,605 | $1,181,229 | $15,858,272 | 304 | 301 | 2.41 |
| 2019 | $2,034,440 | $3,707,240 | $42,833,680 | 629 | 628 | 1.82 |
| 2020 | $2,263,035 | $1,864,941 | $59,367,658 | 756 | 755 | 0.82 |
| 2021 | $1,174,507 | $1,973,463 | $20,166,672 | 279 | 279 | 1.68 |
| 2022 | $1,342,178 | $1,671,702 | $33,853,298 | 366 | 366 | 1.25 |
| 2023 | $5,459,504 | $5,473,294 | $89,930,683 | 693 | 693 | 1.00 |
| 2024 | $2,342,847 | $1,942,859 | $44,060,532 | 438 | 438 | 0.83 |
Commodities insured in McLean County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 1.04Middle of the filed band
- 1.62High end of the filed band
- 2015Worst year filed (2.29)
- 10Years filed
- $14,488,301Premium filed
- $16,538,956Indemnity paid
- $258,252,245Liability insured
- 285,528Quantity planted
- 235,194Quantity lost
- 2,851Policies
- 2,845Policies with a loss
- 1.14Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Excess Moisture/Precipitation/Rain $8,475,163 indemnity · 10 years
- Decline in Price $3,818,996 indemnity · 9 years
- Drought $2,072,196 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,246,912 indemnity · 5 years
- Cold Wet Weather $291,380 indemnity · 8 years
- Flood $271,459 indemnity · 6 years
Soybeans 10 years filed
- 1.26Low end of the filed band
- 2.33Middle of the filed band
- 3.21High end of the filed band
- 2023Worst year filed (3.24)
- 10Years filed
- $4,274,643Premium filed
- $8,121,537Indemnity paid
- $125,602,672Liability insured
- 197,981Quantity planted
- 158,271Quantity lost
- 2,108Policies
- 2,099Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Excess Moisture/Precipitation/Rain $3,303,703 indemnity · 10 years
- Drought $1,824,576 indemnity · 8 years
- Decline in Price $1,155,667 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $791,677 indemnity · 1 years
- Cold Wet Weather $515,653 indemnity · 10 years
- Frost $188,719 indemnity · 3 years
Every county-crop the agency files in Illinois → Buy the McLean County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.