Crop-loss band · Illinois
Menard County, Illinois — crop-loss band
- 0.75Low end of the filed band
- 1.57Middle of the filed band
- 3.45High end of the filed band
- 2018Worst year filed (4.81)
- 10Years filed
Every year the Risk Management Agency has filed for Menard County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.75 at the low end to 3.45 at the high end, with 1.57 in the middle. The worst year filed is 2018, at 4.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $400,304 | $1,380,832 | $6,931,276 | 163 | 157 | 3.45 |
| 2016 | $93,825 | $306,173 | $2,724,107 | 58 | 45 | 3.26 |
| 2017 | $453,852 | $375,077 | $8,579,789 | 141 | 141 | 0.83 |
| 2018 | $32,332 | $155,637 | $761,933 | 29 | 29 | 4.81 |
| 2019 | $492,417 | $870,747 | $10,938,310 | 183 | 183 | 1.77 |
| 2020 | $502,711 | $377,112 | $12,471,672 | 145 | 145 | 0.75 |
| 2021 | $298,533 | $468,743 | $5,001,591 | 67 | 67 | 1.57 |
| 2022 | $143,680 | $220,276 | $2,870,437 | 43 | 43 | 1.53 |
| 2023 | $3,724,594 | $7,224,756 | $58,842,631 | 346 | 346 | 1.94 |
| 2024 | $1,145,163 | $1,334,513 | $15,385,671 | 128 | 128 | 1.17 |
Commodities insured in Menard County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.57Low end of the filed band
- 1.42Middle of the filed band
- 2.88High end of the filed band
- 2016Worst year filed (4.31)
- 10Years filed
- $6,246,321Premium filed
- $10,403,809Indemnity paid
- $100,626,250Liability insured
- 104,620Quantity planted
- 85,560Quantity lost
- 853Policies
- 850Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Menard County
- Decline in Price $3,158,759 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $3,090,429 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,945,294 indemnity · 10 years
- Drought $1,727,558 indemnity · 7 years
- Flood $184,632 indemnity · 5 years
- Wind/Excess Wind $139,804 indemnity · 2 years
Soybeans 10 years filed
- 1.63Low end of the filed band
- 1.72Middle of the filed band
- 6.36High end of the filed band
- 2018Worst year filed (7.95)
- 10Years filed
- $1,041,090Premium filed
- $2,310,057Indemnity paid
- $23,881,167Liability insured
- 42,081Quantity planted
- 31,484Quantity lost
- 450Policies
- 434Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Menard County
- Excess Moisture/Precipitation/Rain $940,030 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $545,849 indemnity · 1 years
- Drought $383,846 indemnity · 8 years
- Decline in Price $178,981 indemnity · 6 years
- Hail $98,404 indemnity · 3 years
- Wildlife $39,115 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the Menard County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.