Crop-loss band · Illinois
Mercer County, Illinois — crop-loss band
- 1.04Low end of the filed band
- 1.76Middle of the filed band
- 2.31High end of the filed band
- 2019Worst year filed (2.79)
- 10Years filed
Every year the Risk Management Agency has filed for Mercer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.04 at the low end to 2.31 at the high end, with 1.76 in the middle. The worst year filed is 2019, at 2.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $512,477 | $1,184,091 | $8,136,477 | 152 | 152 | 2.31 |
| 2016 | $231,696 | $408,233 | $4,491,002 | 81 | 78 | 1.76 |
| 2017 | $172,971 | $290,635 | $2,554,641 | 58 | 58 | 1.68 |
| 2018 | $318,315 | $607,637 | $5,687,311 | 95 | 95 | 1.91 |
| 2019 | $2,597,957 | $7,239,915 | $54,796,562 | 603 | 598 | 2.79 |
| 2020 | $929,215 | $1,701,561 | $23,467,179 | 206 | 206 | 1.83 |
| 2021 | $927,793 | $1,182,296 | $18,643,924 | 116 | 116 | 1.27 |
| 2022 | $282,610 | $587,435 | $5,026,964 | 59 | 59 | 2.08 |
| 2023 | $1,464,743 | $1,518,852 | $13,896,791 | 132 | 132 | 1.04 |
| 2024 | $1,573,957 | $2,020,627 | $28,458,968 | 183 | 183 | 1.28 |
Commodities insured in Mercer County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.84Low end of the filed band
- 1.75Middle of the filed band
- 2.70High end of the filed band
- 2019Worst year filed (2.84)
- 10Years filed
- $6,373,133Premium filed
- $11,378,554Indemnity paid
- $117,763,999Liability insured
- 118,514Quantity planted
- 133,517Quantity lost
- 983Policies
- 977Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $4,937,740 indemnity · 9 years
- Drought $2,498,649 indemnity · 9 years
- Decline in Price $870,041 indemnity · 8 years
- Cold Wet Weather $849,435 indemnity · 7 years
- Wind/Excess Wind $813,940 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $600,967 indemnity · 5 years
Soybeans 10 years filed
- 1.06Low end of the filed band
- 1.81Middle of the filed band
- 2.63High end of the filed band
- 2020Worst year filed (2.63)
- 10Years filed
- $2,638,601Premium filed
- $5,362,728Indemnity paid
- $47,395,820Liability insured
- 78,576Quantity planted
- 73,882Quantity lost
- 702Policies
- 700Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $2,120,474 indemnity · 10 years
- Drought $1,272,616 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $853,327 indemnity · 2 years
- Decline in Price $542,370 indemnity · 7 years
- Cold Wet Weather $226,413 indemnity · 8 years
- Flood $130,588 indemnity · 3 years
Every county-crop the agency files in Illinois → Buy the Mercer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.