Crop-loss band · Illinois
Monroe County, Illinois — crop-loss band
- 0.85Low end of the filed band
- 1.61Middle of the filed band
- 2.64High end of the filed band
- 2019Worst year filed (2.91)
- 10Years filed
Every year the Risk Management Agency has filed for Monroe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.85 at the low end to 2.64 at the high end, with 1.61 in the middle. The worst year filed is 2019, at 2.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,754,022 | $4,635,847 | $10,213,614 | 572 | 572 | 2.64 |
| 2016 | $597,977 | $690,616 | $3,785,241 | 198 | 196 | 1.15 |
| 2017 | $2,344,931 | $3,806,735 | $15,291,073 | 572 | 559 | 1.62 |
| 2018 | $556,302 | $837,844 | $4,392,549 | 198 | 198 | 1.51 |
| 2019 | $2,751,326 | $8,003,441 | $12,307,284 | 716 | 715 | 2.91 |
| 2020 | $1,189,272 | $2,351,456 | $7,112,959 | 508 | 508 | 1.98 |
| 2021 | $644,970 | $706,733 | $3,207,212 | 163 | 163 | 1.10 |
| 2022 | $1,422,704 | $1,214,172 | $11,520,411 | 250 | 250 | 0.85 |
| 2023 | $3,290,314 | $7,331,505 | $33,810,884 | 590 | 590 | 2.23 |
| 2024 | $2,476,912 | $3,983,708 | $20,746,406 | 722 | 722 | 1.61 |
Commodities insured in Monroe County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.76Low end of the filed band
- 1.04Middle of the filed band
- 2.14High end of the filed band
- 2019Worst year filed (2.61)
- 10Years filed
- $9,599,483Premium filed
- $16,635,506Indemnity paid
- $60,966,062Liability insured
- 106,868Quantity planted
- 106,052Quantity lost
- 1,871Policies
- 1,864Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $9,634,738 indemnity · 10 years
- Drought $3,504,598 indemnity · 7 years
- Decline in Price $1,444,454 indemnity · 7 years
- Flood $991,396 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $984,948 indemnity · 6 years
- Wildlife $32,740 indemnity · 3 years
Soybeans 10 years filed
- 0.85Low end of the filed band
- 1.99Middle of the filed band
- 2.81High end of the filed band
- 2019Worst year filed (3.57)
- 10Years filed
- $6,661,789Premium filed
- $14,737,673Indemnity paid
- $56,519,490Liability insured
- 139,030Quantity planted
- 121,923Quantity lost
- 2,295Policies
- 2,286Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $7,953,645 indemnity · 10 years
- Drought $3,450,684 indemnity · 9 years
- Decline in Price $1,413,119 indemnity · 8 years
- Flood $1,017,859 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $627,183 indemnity · 2 years
- Hail $148,901 indemnity · 1 years
Wheat 10 years filed
- 0.97Low end of the filed band
- 2.25Middle of the filed band
- 4.41High end of the filed band
- 2015Worst year filed (4.42)
- 10Years filed
- $767,458Premium filed
- $2,188,878Indemnity paid
- $4,902,081Liability insured
- 18,168Quantity planted
- 18,174Quantity lost
- 323Policies
- 323Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $1,389,201 indemnity · 9 years
- Mycotoxin $465,457 indemnity · 1 years
- Flood $95,250 indemnity · 4 years
- Decline in Price $94,147 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $64,420 indemnity · 3 years
- Drought $32,955 indemnity · 3 years
Every county-crop the agency files in Illinois → Buy the Monroe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.