Crop-loss band · Illinois
Montgomery County, Illinois — crop-loss band
- 0.64Low end of the filed band
- 0.90Middle of the filed band
- 2.35High end of the filed band
- 2019Worst year filed (2.47)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.64 at the low end to 2.35 at the high end, with 0.90 in the middle. The worst year filed is 2019, at 2.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,249,338 | $4,863,419 | $27,189,918 | 519 | 519 | 2.16 |
| 2016 | $1,191,999 | $910,676 | $16,042,227 | 317 | 310 | 0.76 |
| 2017 | $3,283,768 | $2,302,480 | $39,889,310 | 581 | 572 | 0.70 |
| 2018 | $163,219 | $383,170 | $2,810,831 | 64 | 64 | 2.35 |
| 2019 | $1,246,776 | $3,079,545 | $18,685,927 | 397 | 388 | 2.47 |
| 2020 | $1,426,180 | $908,265 | $22,189,154 | 310 | 303 | 0.64 |
| 2021 | $1,461,518 | $1,316,312 | $21,917,792 | 298 | 298 | 0.90 |
| 2022 | $906,852 | $686,827 | $13,922,099 | 152 | 152 | 0.76 |
| 2023 | $5,573,152 | $7,227,521 | $78,579,003 | 682 | 682 | 1.30 |
| 2024 | $4,011,013 | $5,835,583 | $63,062,965 | 805 | 805 | 1.45 |
Commodities insured in Montgomery County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.51Low end of the filed band
- 0.69Middle of the filed band
- 2.61High end of the filed band
- 2019Worst year filed (2.84)
- 10Years filed
- $16,665,627Premium filed
- $17,205,179Indemnity paid
- $199,733,349Liability insured
- 261,737Quantity planted
- 212,601Quantity lost
- 2,225Policies
- 2,206Policies with a loss
- 1.03Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $8,367,569 indemnity · 10 years
- Decline in Price $3,354,803 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $2,979,654 indemnity · 4 years
- Drought $2,006,390 indemnity · 9 years
- Cold Wet Weather $201,790 indemnity · 8 years
- Wind/Excess Wind $102,231 indemnity · 5 years
Soybeans 10 years filed
- 0.82Low end of the filed band
- 1.13Middle of the filed band
- 2.85High end of the filed band
- 2015Worst year filed (4.48)
- 10Years filed
- $4,443,591Premium filed
- $9,168,931Indemnity paid
- $102,139,903Liability insured
- 191,806Quantity planted
- 142,647Quantity lost
- 1,736Policies
- 1,723Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $4,526,110 indemnity · 10 years
- Drought $1,637,052 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,319,166 indemnity · 2 years
- Decline in Price $1,316,255 indemnity · 5 years
- Cold Wet Weather $146,719 indemnity · 8 years
- Wind/Excess Wind $73,492 indemnity · 1 years
Wheat 10 years filed
- 0.91Low end of the filed band
- 2.30Middle of the filed band
- 3.77High end of the filed band
- 2021Worst year filed (5.62)
- 10Years filed
- $404,597Premium filed
- $1,139,688Indemnity paid
- $2,415,974Liability insured
- 9,637Quantity planted
- 9,639Quantity lost
- 164Policies
- 164Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $914,657 indemnity · 10 years
- Cold Wet Weather $48,424 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $42,352 indemnity · 1 years
- Cold Winter $41,686 indemnity · 3 years
- Mycotoxin $38,057 indemnity · 1 years
- Decline in Price $16,909 indemnity · 5 years
Every county-crop the agency files in Illinois → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.