Crop-loss band · Illinois
Perry County, Illinois — crop-loss band
- 0.70Low end of the filed band
- 1.11Middle of the filed band
- 1.65High end of the filed band
- 2015Worst year filed (2.19)
- 10Years filed
Every year the Risk Management Agency has filed for Perry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.70 at the low end to 1.65 at the high end, with 1.11 in the middle. The worst year filed is 2015, at 2.19. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,881,374 | $4,115,101 | $11,107,612 | 545 | 545 | 2.19 |
| 2016 | $2,583,589 | $2,870,255 | $14,330,020 | 489 | 487 | 1.11 |
| 2017 | $2,255,127 | $2,663,741 | $16,104,597 | 415 | 414 | 1.18 |
| 2018 | $1,125,939 | $1,174,470 | $9,536,418 | 230 | 230 | 1.04 |
| 2019 | $2,755,602 | $4,543,254 | $19,891,817 | 666 | 665 | 1.65 |
| 2020 | $1,164,778 | $1,258,434 | $8,612,263 | 280 | 279 | 1.08 |
| 2021 | $1,700,133 | $1,193,296 | $11,229,599 | 226 | 226 | 0.70 |
| 2022 | $2,440,505 | $3,709,060 | $19,808,083 | 346 | 346 | 1.52 |
| 2023 | $2,279,545 | $1,956,523 | $18,028,603 | 320 | 320 | 0.86 |
| 2024 | $1,960,136 | $2,377,736 | $15,845,005 | 402 | 402 | 1.21 |
Commodities insured in Perry County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.39Low end of the filed band
- 1.03Middle of the filed band
- 1.44High end of the filed band
- 2015Worst year filed (1.54)
- 10Years filed
- $11,363,527Premium filed
- $12,059,039Indemnity paid
- $67,380,807Liability insured
- 135,935Quantity planted
- 124,726Quantity lost
- 1,674Policies
- 1,669Policies with a loss
- 1.06Loss ratio, whole span
Causes that carried the indemnity in Perry County
- Excess Moisture/Precipitation/Rain $6,921,264 indemnity · 10 years
- Drought $3,104,160 indemnity · 8 years
- Decline in Price $1,413,988 indemnity · 8 years
- Heat $178,695 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $154,602 indemnity · 6 years
- Cold Wet Weather $91,448 indemnity · 7 years
Soybeans 10 years filed
- 1.00Low end of the filed band
- 1.28Middle of the filed band
- 1.88High end of the filed band
- 2015Worst year filed (2.64)
- 10Years filed
- $8,041,141Premium filed
- $11,667,307Indemnity paid
- $72,176,830Liability insured
- 207,580Quantity planted
- 171,825Quantity lost
- 1,974Policies
- 1,974Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Perry County
- Excess Moisture/Precipitation/Rain $7,370,623 indemnity · 10 years
- Drought $3,026,415 indemnity · 9 years
- Decline in Price $477,045 indemnity · 8 years
- Flood $288,351 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $192,604 indemnity · 1 years
- Wildlife $152,392 indemnity · 8 years
Wheat 10 years filed
- 0.63Low end of the filed band
- 2.71Middle of the filed band
- 3.69High end of the filed band
- 2022Worst year filed (4.16)
- 10Years filed
- $742,060Premium filed
- $2,135,524Indemnity paid
- $4,936,380Liability insured
- 21,351Quantity planted
- 21,354Quantity lost
- 271Policies
- 271Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Perry County
- Excess Moisture/Precipitation/Rain $1,748,803 indemnity · 9 years
- Plant Disease $151,469 indemnity · 2 years
- Decline in Price $79,530 indemnity · 7 years
- Mycotoxin $73,650 indemnity · 1 years
- Hail $27,801 indemnity · 1 years
- Cold Wet Weather $24,295 indemnity · 5 years
Every county-crop the agency files in Illinois → Buy the Perry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.