Crop-loss band · Illinois
Scott County, Illinois — crop-loss band
- 0.82Low end of the filed band
- 1.20Middle of the filed band
- 2.78High end of the filed band
- 2015Worst year filed (2.79)
- 10Years filed
Every year the Risk Management Agency has filed for Scott County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.82 at the low end to 2.78 at the high end, with 1.20 in the middle. The worst year filed is 2015, at 2.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,808,633 | $5,047,312 | $21,799,043 | 309 | 309 | 2.79 |
| 2016 | $174,587 | $288,073 | $1,795,600 | 32 | 32 | 1.65 |
| 2017 | $904,818 | $740,317 | $11,046,815 | 212 | 210 | 0.82 |
| 2018 | $42,361 | $53,370 | $427,759 | 23 | 23 | 1.26 |
| 2019 | $995,203 | $2,765,688 | $9,127,461 | 232 | 232 | 2.78 |
| 2020 | $837,843 | $688,426 | $12,356,112 | 204 | 204 | 0.82 |
| 2021 | $399,966 | $479,120 | $4,936,738 | 110 | 110 | 1.20 |
| 2022 | $139,693 | $145,637 | $1,964,822 | 35 | 35 | 1.04 |
| 2023 | $1,778,077 | $2,355,115 | $23,192,006 | 235 | 235 | 1.32 |
| 2024 | $630,273 | $636,879 | $10,214,764 | 68 | 68 | 1.01 |
Commodities insured in Scott County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.56Low end of the filed band
- 1.20Middle of the filed band
- 2.44High end of the filed band
- 2019Worst year filed (2.89)
- 10Years filed
- $6,153,330Premium filed
- $10,175,041Indemnity paid
- $70,641,591Liability insured
- 98,996Quantity planted
- 86,473Quantity lost
- 925Policies
- 925Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Excess Moisture/Precipitation/Rain $6,349,170 indemnity · 10 years
- Decline in Price $1,109,916 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $771,318 indemnity · 3 years
- Flood $745,050 indemnity · 4 years
- Drought $701,513 indemnity · 8 years
- Wind/Excess Wind $214,665 indemnity · 2 years
Soybeans 10 years filed
- 0.58Low end of the filed band
- 0.75Middle of the filed band
- 2.73High end of the filed band
- 2015Worst year filed (5.24)
- 10Years filed
- $1,558,124Premium filed
- $3,024,896Indemnity paid
- $26,219,529Liability insured
- 49,556Quantity planted
- 32,520Quantity lost
- 535Policies
- 533Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Excess Moisture/Precipitation/Rain $1,930,359 indemnity · 10 years
- Drought $435,140 indemnity · 7 years
- Decline in Price $273,453 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $139,639 indemnity · 1 years
- Flood $125,453 indemnity · 4 years
- Cold Wet Weather $85,632 indemnity · 5 years
Every county-crop the agency files in Illinois → Buy the Scott County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.