Crop-loss band · Illinois
Stephenson County, Illinois — crop-loss band
- 0.71Low end of the filed band
- 1.47Middle of the filed band
- 1.98High end of the filed band
- 2019Worst year filed (2.83)
- 10Years filed
Every year the Risk Management Agency has filed for Stephenson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.71 at the low end to 1.98 at the high end, with 1.47 in the middle. The worst year filed is 2019, at 2.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $815,973 | $946,642 | $8,580,654 | 168 | 168 | 1.16 |
| 2016 | $68,758 | $48,710 | $971,254 | 24 | 24 | 0.71 |
| 2017 | $1,722,912 | $2,991,241 | $19,022,972 | 328 | 328 | 1.74 |
| 2018 | $720,260 | $1,055,602 | $8,872,808 | 157 | 155 | 1.47 |
| 2019 | $1,449,935 | $4,104,693 | $15,993,122 | 321 | 317 | 2.83 |
| 2020 | $717,389 | $793,386 | $11,306,715 | 114 | 113 | 1.11 |
| 2021 | $429,522 | $761,353 | $5,534,925 | 81 | 81 | 1.77 |
| 2022 | $704,328 | $1,392,814 | $9,177,282 | 80 | 80 | 1.98 |
| 2023 | $4,400,125 | $6,379,599 | $59,473,960 | 395 | 395 | 1.45 |
| 2024 | $1,612,400 | $2,617,460 | $23,731,666 | 322 | 322 | 1.62 |
Commodities insured in Stephenson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.60Low end of the filed band
- 1.44Middle of the filed band
- 2.72High end of the filed band
- 2022Worst year filed (2.83)
- 10Years filed
- $9,298,338Premium filed
- $14,765,571Indemnity paid
- $119,116,984Liability insured
- 142,614Quantity planted
- 142,229Quantity lost
- 1,147Policies
- 1,141Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Stephenson County
- Excess Moisture/Precipitation/Rain $5,085,292 indemnity · 10 years
- Decline in Price $3,568,977 indemnity · 8 years
- Drought $2,818,492 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,320,846 indemnity · 5 years
- Flood $983,017 indemnity · 7 years
- Cold Wet Weather $529,223 indemnity · 5 years
Soybeans 10 years filed
- 0.91Low end of the filed band
- 1.70Middle of the filed band
- 2.71High end of the filed band
- 2019Worst year filed (3.17)
- 10Years filed
- $3,343,264Premium filed
- $6,325,929Indemnity paid
- $43,548,374Liability insured
- 74,702Quantity planted
- 68,004Quantity lost
- 843Policies
- 842Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Stephenson County
- Excess Moisture/Precipitation/Rain $2,391,166 indemnity · 9 years
- Drought $1,438,280 indemnity · 7 years
- Decline in Price $1,066,662 indemnity · 8 years
- Flood $727,330 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $500,450 indemnity · 4 years
- Cold Wet Weather $156,699 indemnity · 8 years
Every county-crop the agency files in Illinois → Buy the Stephenson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.