Crop-loss band · Illinois
Union County, Illinois — crop-loss band
- 0.95Low end of the filed band
- 1.31Middle of the filed band
- 1.99High end of the filed band
- 2019Worst year filed (2.24)
- 10Years filed
Every year the Risk Management Agency has filed for Union County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.95 at the low end to 1.99 at the high end, with 1.31 in the middle. The worst year filed is 2019, at 2.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,740,239 | $2,730,438 | $5,520,424 | 153 | 153 | 1.57 |
| 2016 | $1,650,298 | $1,988,543 | $6,164,558 | 148 | 148 | 1.21 |
| 2017 | $1,074,560 | $1,407,642 | $4,324,494 | 122 | 122 | 1.31 |
| 2018 | $1,531,683 | $1,716,912 | $6,579,235 | 110 | 109 | 1.12 |
| 2019 | $2,354,746 | $5,282,785 | $9,144,670 | 232 | 232 | 2.24 |
| 2020 | $1,364,749 | $2,021,196 | $4,492,591 | 139 | 139 | 1.48 |
| 2021 | $1,208,680 | $1,459,528 | $3,911,395 | 102 | 102 | 1.21 |
| 2022 | $1,364,152 | $1,292,781 | $5,354,647 | 72 | 72 | 0.95 |
| 2023 | $1,634,377 | $3,246,328 | $8,456,295 | 102 | 102 | 1.99 |
| 2024 | $1,625,938 | $2,410,441 | $7,640,114 | 157 | 157 | 1.48 |
Commodities insured in Union County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 10 years filed
- 0.85Low end of the filed band
- 0.99Middle of the filed band
- 1.17High end of the filed band
- 2023Worst year filed (2.24)
- 10Years filed
- $7,258,175Premium filed
- $8,417,994Indemnity paid
- $10,938,932Liability insured
- 3,738Quantity planted
- 3,078Quantity lost
- 78Policies
- 78Policies with a loss
- 1.16Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Sun $4,135,208 indemnity · 9 years
- Freeze $2,045,198 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,076,205 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $641,403 indemnity · 6 years
- Hail $293,916 indemnity · 2 years
- Heat $99,710 indemnity · 1 years
Soybeans 10 years filed
- 0.60Low end of the filed band
- 1.45Middle of the filed band
- 1.90High end of the filed band
- 2019Worst year filed (3.22)
- 10Years filed
- $4,803,099Premium filed
- $8,169,467Indemnity paid
- $33,650,814Liability insured
- 99,029Quantity planted
- 83,791Quantity lost
- 854Policies
- 853Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Moisture/Precipitation/Rain $5,046,603 indemnity · 10 years
- Drought $1,667,980 indemnity · 9 years
- Flood $1,244,759 indemnity · 7 years
- Wildlife $80,481 indemnity · 6 years
- Decline in Price $76,086 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $43,650 indemnity · 3 years
Corn 10 years filed
- 1.17Low end of the filed band
- 1.76Middle of the filed band
- 2.27High end of the filed band
- 2019Worst year filed (2.49)
- 10Years filed
- $3,488,148Premium filed
- $6,969,133Indemnity paid
- $16,998,677Liability insured
- 40,210Quantity planted
- 38,300Quantity lost
- 405Policies
- 405Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Moisture/Precipitation/Rain $5,416,306 indemnity · 10 years
- Drought $875,377 indemnity · 7 years
- Flood $481,853 indemnity · 3 years
- Decline in Price $105,419 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $81,779 indemnity · 3 years
- Cold Wet Weather $8,400 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Union County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.