Crop-loss band · Illinois
Washington County, Illinois — crop-loss band
- 0.59Low end of the filed band
- 0.97Middle of the filed band
- 1.54High end of the filed band
- 2015Worst year filed (2.50)
- 10Years filed
Every year the Risk Management Agency has filed for Washington County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.59 at the low end to 1.54 at the high end, with 0.97 in the middle. The worst year filed is 2015, at 2.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,878,985 | $9,685,613 | $29,031,642 | 1,328 | 1,325 | 2.50 |
| 2016 | $2,679,693 | $1,588,481 | $17,602,892 | 501 | 489 | 0.59 |
| 2017 | $6,629,641 | $9,760,267 | $45,706,174 | 1,134 | 1,124 | 1.47 |
| 2018 | $884,943 | $893,316 | $7,174,031 | 279 | 279 | 1.01 |
| 2019 | $3,237,288 | $4,980,839 | $24,818,531 | 828 | 828 | 1.54 |
| 2020 | $2,123,787 | $1,622,065 | $17,091,817 | 529 | 529 | 0.76 |
| 2021 | $962,417 | $692,332 | $7,625,094 | 221 | 221 | 0.72 |
| 2022 | $2,365,429 | $3,123,084 | $21,111,550 | 475 | 475 | 1.32 |
| 2023 | $5,556,342 | $5,192,209 | $51,810,306 | 708 | 708 | 0.93 |
| 2024 | $3,474,249 | $3,377,864 | $39,155,106 | 636 | 636 | 0.97 |
Commodities insured in Washington County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.34Low end of the filed band
- 0.68Middle of the filed band
- 1.50High end of the filed band
- 2019Worst year filed (1.75)
- 10Years filed
- $22,385,120Premium filed
- $22,621,642Indemnity paid
- $163,355,357Liability insured
- 271,688Quantity planted
- 263,573Quantity lost
- 3,250Policies
- 3,231Policies with a loss
- 1.01Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $10,265,187 indemnity · 10 years
- Drought $6,822,646 indemnity · 8 years
- Decline in Price $2,978,495 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,364,071 indemnity · 4 years
- Wind/Excess Wind $401,844 indemnity · 3 years
- Cold Wet Weather $229,855 indemnity · 8 years
Soybeans 10 years filed
- 0.76Low end of the filed band
- 1.30Middle of the filed band
- 1.62High end of the filed band
- 2015Worst year filed (3.62)
- 10Years filed
- $7,298,207Premium filed
- $12,253,828Indemnity paid
- $83,681,260Liability insured
- 216,064Quantity planted
- 186,901Quantity lost
- 2,670Policies
- 2,665Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $7,700,513 indemnity · 10 years
- Drought $2,676,704 indemnity · 8 years
- Decline in Price $612,405 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $408,565 indemnity · 1 years
- Flood $390,862 indemnity · 6 years
- Cold Wet Weather $162,350 indemnity · 6 years
Wheat 10 years filed
- 0.46Low end of the filed band
- 2.02Middle of the filed band
- 3.82High end of the filed band
- 2022Worst year filed (3.91)
- 10Years filed
- $2,109,447Premium filed
- $6,040,600Indemnity paid
- $14,090,526Liability insured
- 54,597Quantity planted
- 54,655Quantity lost
- 719Policies
- 718Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $4,591,268 indemnity · 10 years
- Mycotoxin $501,919 indemnity · 4 years
- Cold Wet Weather $273,602 indemnity · 6 years
- Plant Disease $219,421 indemnity · 1 years
- Freeze $195,817 indemnity · 1 years
- Decline in Price $129,256 indemnity · 7 years
Every county-crop the agency files in Illinois → Buy the Washington County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.