Crop-loss band · Illinois
Wayne County, Illinois — crop-loss band
- 0.55Low end of the filed band
- 1.15Middle of the filed band
- 2.09High end of the filed band
- 2019Worst year filed (2.30)
- 10Years filed
Every year the Risk Management Agency has filed for Wayne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.55 at the low end to 2.09 at the high end, with 1.15 in the middle. The worst year filed is 2019, at 2.30. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $7,964,486 | $16,605,886 | $36,307,338 | 1,329 | 1,328 | 2.09 |
| 2016 | $6,103,052 | $6,989,328 | $25,437,539 | 901 | 896 | 1.15 |
| 2017 | $6,805,266 | $3,739,578 | $35,836,394 | 846 | 846 | 0.55 |
| 2018 | $3,172,188 | $5,843,900 | $15,011,407 | 638 | 637 | 1.84 |
| 2019 | $11,266,287 | $25,881,665 | $54,426,987 | 1,741 | 1,731 | 2.30 |
| 2020 | $5,838,723 | $5,778,418 | $31,700,575 | 816 | 816 | 0.99 |
| 2021 | $4,513,682 | $5,177,437 | $25,274,379 | 578 | 577 | 1.15 |
| 2022 | $5,364,685 | $10,755,406 | $23,843,033 | 626 | 626 | 2.00 |
| 2023 | $4,952,116 | $3,497,104 | $28,354,957 | 563 | 563 | 0.71 |
| 2024 | $6,515,397 | $9,578,082 | $55,323,684 | 920 | 920 | 1.47 |
Commodities insured in Wayne County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.49Low end of the filed band
- 1.09Middle of the filed band
- 1.74High end of the filed band
- 2019Worst year filed (2.30)
- 10Years filed
- $39,124,259Premium filed
- $50,373,914Indemnity paid
- $171,176,311Liability insured
- 364,497Quantity planted
- 345,570Quantity lost
- 3,861Policies
- 3,853Policies with a loss
- 1.29Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $38,625,647 indemnity · 10 years
- Flood $4,751,423 indemnity · 9 years
- Drought $3,052,807 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $1,839,946 indemnity · 5 years
- Decline in Price $942,067 indemnity · 7 years
- Cold Wet Weather $526,754 indemnity · 8 years
Soybeans 10 years filed
- 0.66Low end of the filed band
- 1.73Middle of the filed band
- 2.23High end of the filed band
- 2015Worst year filed (2.65)
- 10Years filed
- $20,350,423Premium filed
- $34,566,997Indemnity paid
- $148,798,566Liability insured
- 402,108Quantity planted
- 354,597Quantity lost
- 4,388Policies
- 4,378Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $24,193,835 indemnity · 10 years
- Flood $4,873,150 indemnity · 10 years
- Drought $3,072,267 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $1,049,132 indemnity · 1 years
- Decline in Price $797,503 indemnity · 9 years
- Cold Wet Weather $430,203 indemnity · 8 years
Wheat 10 years filed
- 1.09Low end of the filed band
- 2.20Middle of the filed band
- 3.34High end of the filed band
- 2015Worst year filed (3.67)
- 10Years filed
- $3,021,199Premium filed
- $8,905,893Indemnity paid
- $11,541,416Liability insured
- 60,258Quantity planted
- 60,394Quantity lost
- 709Policies
- 709Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $7,906,325 indemnity · 10 years
- Cold Wet Weather $368,151 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $365,879 indemnity · 3 years
- Drought $122,755 indemnity · 2 years
- Cold Winter $42,793 indemnity · 2 years
- Mycotoxin $36,355 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Wayne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.