Crop-loss band · Illinois
White County, Illinois — crop-loss band
- 0.45Low end of the filed band
- 0.96Middle of the filed band
- 2.27High end of the filed band
- 2015Worst year filed (2.61)
- 10Years filed
Every year the Risk Management Agency has filed for White County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.45 at the low end to 2.27 at the high end, with 0.96 in the middle. The worst year filed is 2015, at 2.61. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,252,076 | $8,491,364 | $15,055,056 | 559 | 559 | 2.61 |
| 2016 | $5,491,286 | $5,294,065 | $29,435,665 | 546 | 544 | 0.96 |
| 2017 | $3,087,534 | $1,381,363 | $19,728,656 | 335 | 335 | 0.45 |
| 2018 | $2,255,724 | $2,599,557 | $15,577,740 | 309 | 309 | 1.15 |
| 2019 | $6,817,661 | $15,469,301 | $35,539,102 | 973 | 972 | 2.27 |
| 2020 | $2,759,951 | $2,158,752 | $17,961,189 | 341 | 341 | 0.78 |
| 2021 | $1,526,077 | $1,356,439 | $11,290,536 | 208 | 208 | 0.89 |
| 2022 | $2,445,825 | $3,208,131 | $14,990,231 | 260 | 260 | 1.31 |
| 2023 | $7,120,233 | $5,444,323 | $61,864,697 | 482 | 482 | 0.76 |
| 2024 | $3,829,118 | $4,301,541 | $36,510,834 | 485 | 485 | 1.12 |
Commodities insured in White County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.41Low end of the filed band
- 0.83Middle of the filed band
- 2.15High end of the filed band
- 2019Worst year filed (2.35)
- 10Years filed
- $23,819,557Premium filed
- $27,386,200Indemnity paid
- $147,258,593Liability insured
- 230,544Quantity planted
- 209,387Quantity lost
- 1,979Policies
- 1,978Policies with a loss
- 1.15Loss ratio, whole span
Causes that carried the indemnity in White County
- Excess Moisture/Precipitation/Rain $18,800,279 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $3,010,321 indemnity · 4 years
- Flood $1,843,502 indemnity · 10 years
- Decline in Price $1,761,715 indemnity · 8 years
- Drought $1,285,832 indemnity · 7 years
- Cold Wet Weather $358,131 indemnity · 9 years
Soybeans 10 years filed
- 0.49Low end of the filed band
- 1.00Middle of the filed band
- 2.21High end of the filed band
- 2015Worst year filed (2.75)
- 10Years filed
- $13,078,033Premium filed
- $17,595,883Indemnity paid
- $104,222,069Liability insured
- 255,391Quantity planted
- 197,097Quantity lost
- 2,237Policies
- 2,235Policies with a loss
- 1.35Loss ratio, whole span
Causes that carried the indemnity in White County
- Excess Moisture/Precipitation/Rain $10,949,826 indemnity · 10 years
- Flood $3,596,757 indemnity · 8 years
- Drought $1,784,560 indemnity · 9 years
- Decline in Price $540,779 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $413,195 indemnity · 1 years
- Cold Wet Weather $154,229 indemnity · 8 years
Wheat 9 years filed
- 0.90Low end of the filed band
- 2.73Middle of the filed band
- 3.45High end of the filed band
- 2015Worst year filed (3.45)
- 9Years filed
- $1,687,895Premium filed
- $4,722,753Indemnity paid
- $6,473,044Liability insured
- 29,744Quantity planted
- 29,745Quantity lost
- 282Policies
- 282Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in White County
- Excess Moisture/Precipitation/Rain $4,262,531 indemnity · 8 years
- Cold Wet Weather $141,195 indemnity · 6 years
- Plant Disease $127,818 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $102,912 indemnity · 3 years
- Mycotoxin $49,573 indemnity · 4 years
- Decline in Price $21,555 indemnity · 3 years
Every county-crop the agency files in Illinois → Buy the White County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.