Crop-loss band · Illinois
Whiteside County, Illinois — crop-loss band
- 0.88Low end of the filed band
- 1.44Middle of the filed band
- 1.83High end of the filed band
- 2019Worst year filed (4.88)
- 10Years filed
Every year the Risk Management Agency has filed for Whiteside County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.88 at the low end to 1.83 at the high end, with 1.44 in the middle. The worst year filed is 2019, at 4.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $727,604 | $1,093,780 | $7,315,376 | 132 | 132 | 1.50 |
| 2016 | $418,058 | $369,301 | $6,413,810 | 86 | 85 | 0.88 |
| 2017 | $1,129,193 | $1,839,097 | $15,551,530 | 226 | 224 | 1.63 |
| 2018 | $465,035 | $727,850 | $4,308,609 | 143 | 143 | 1.57 |
| 2019 | $3,806,282 | $18,591,054 | $49,555,974 | 923 | 923 | 4.88 |
| 2020 | $2,330,308 | $2,865,110 | $40,069,656 | 456 | 456 | 1.23 |
| 2021 | $289,429 | $528,780 | $3,034,303 | 82 | 82 | 1.83 |
| 2022 | $299,441 | $390,173 | $4,644,999 | 63 | 63 | 1.30 |
| 2023 | $4,973,527 | $7,177,786 | $76,121,686 | 484 | 484 | 1.44 |
| 2024 | $715,429 | $809,161 | $10,510,621 | 150 | 150 | 1.13 |
Commodities insured in Whiteside County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.51Low end of the filed band
- 1.33Middle of the filed band
- 1.67High end of the filed band
- 2019Worst year filed (4.77)
- 10Years filed
- $12,221,279Premium filed
- $27,476,473Indemnity paid
- $180,143,849Liability insured
- 237,660Quantity planted
- 212,674Quantity lost
- 1,730Policies
- 1,730Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Whiteside County
- Excess Moisture/Precipitation/Rain $13,098,732 indemnity · 10 years
- Decline in Price $4,964,685 indemnity · 8 years
- Flood $3,775,697 indemnity · 6 years
- Drought $2,939,152 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,403,141 indemnity · 4 years
- Cold Wet Weather $956,594 indemnity · 6 years
Soybeans 10 years filed
- 1.30Low end of the filed band
- 1.74Middle of the filed band
- 3.41High end of the filed band
- 2019Worst year filed (5.67)
- 10Years filed
- $2,933,027Premium filed
- $6,915,619Indemnity paid
- $37,382,715Liability insured
- 73,837Quantity planted
- 64,894Quantity lost
- 1,015Policies
- 1,012Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Whiteside County
- Excess Moisture/Precipitation/Rain $3,477,959 indemnity · 10 years
- Drought $1,507,088 indemnity · 9 years
- Flood $772,068 indemnity · 6 years
- Decline in Price $758,385 indemnity · 9 years
- Cold Wet Weather $174,339 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $129,880 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Whiteside County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.