Crop-loss band · Indiana
Carroll County, Indiana — crop-loss band
- 0.99Low end of the filed band
- 1.18Middle of the filed band
- 2.76High end of the filed band
- 2019Worst year filed (2.82)
- 10Years filed
Every year the Risk Management Agency has filed for Carroll County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.99 at the low end to 2.76 at the high end, with 1.18 in the middle. The worst year filed is 2019, at 2.82. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,134,277 | $5,880,060 | $37,199,378 | 350 | 350 | 2.76 |
| 2016 | $134,791 | $206,915 | $2,431,082 | 44 | 43 | 1.54 |
| 2017 | $1,437,779 | $1,428,141 | $24,254,530 | 215 | 214 | 0.99 |
| 2018 | $379,167 | $648,468 | $6,014,044 | 94 | 94 | 1.71 |
| 2019 | $755,802 | $2,132,559 | $13,906,551 | 271 | 269 | 2.82 |
| 2020 | $280,241 | $286,839 | $6,050,847 | 68 | 68 | 1.02 |
| 2021 | $268,160 | $416,694 | $4,117,126 | 71 | 71 | 1.55 |
| 2022 | $325,121 | $382,240 | $5,912,256 | 53 | 53 | 1.18 |
| 2023 | $919,123 | $998,644 | $11,699,914 | 109 | 109 | 1.09 |
| 2024 | $1,401,074 | $1,499,826 | $17,164,190 | 192 | 192 | 1.07 |
Commodities insured in Carroll County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.50Low end of the filed band
- 1.03Middle of the filed band
- 2.70High end of the filed band
- 2015Worst year filed (2.76)
- 10Years filed
- $5,367,243Premium filed
- $8,941,363Indemnity paid
- $80,003,107Liability insured
- 108,881Quantity planted
- 90,631Quantity lost
- 731Policies
- 727Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $5,537,885 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,126,256 indemnity · 5 years
- Drought $972,431 indemnity · 10 years
- Decline in Price $700,987 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $268,160 indemnity · 8 years
- Cold Wet Weather $140,568 indemnity · 7 years
Soybeans 10 years filed
- 0.87Low end of the filed band
- 1.62Middle of the filed band
- 2.74High end of the filed band
- 2019Worst year filed (3.05)
- 10Years filed
- $2,668,292Premium filed
- $4,939,023Indemnity paid
- $48,746,811Liability insured
- 84,218Quantity planted
- 71,509Quantity lost
- 736Policies
- 736Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $2,107,728 indemnity · 10 years
- Drought $1,269,821 indemnity · 9 years
- Decline in Price $707,262 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $605,768 indemnity · 4 years
- Cold Wet Weather $117,695 indemnity · 8 years
- Wind/Excess Wind $73,243 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Carroll County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.