Crop-loss band · Indiana
Cass County, Indiana — crop-loss band
- 1.15Low end of the filed band
- 1.84Middle of the filed band
- 3.48High end of the filed band
- 2015Worst year filed (3.71)
- 10Years filed
Every year the Risk Management Agency has filed for Cass County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 3.48 at the high end, with 1.84 in the middle. The worst year filed is 2015, at 3.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,054,782 | $7,617,812 | $39,479,928 | 322 | 322 | 3.71 |
| 2016 | $288,648 | $594,408 | $5,685,339 | 82 | 81 | 2.06 |
| 2017 | $1,055,440 | $1,420,349 | $18,427,935 | 212 | 209 | 1.35 |
| 2018 | $232,869 | $576,757 | $4,091,621 | 85 | 85 | 2.48 |
| 2019 | $647,581 | $2,252,521 | $13,029,087 | 229 | 229 | 3.48 |
| 2020 | $320,466 | $589,011 | $5,640,935 | 117 | 117 | 1.84 |
| 2021 | $338,338 | $665,923 | $5,168,560 | 81 | 81 | 1.97 |
| 2022 | $412,758 | $706,542 | $7,285,763 | 112 | 112 | 1.71 |
| 2023 | $998,516 | $1,149,139 | $9,182,947 | 159 | 159 | 1.15 |
| 2024 | $1,907,797 | $2,805,188 | $20,118,884 | 289 | 289 | 1.47 |
Commodities insured in Cass County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.75Low end of the filed band
- 1.30Middle of the filed band
- 3.81High end of the filed band
- 2015Worst year filed (3.98)
- 10Years filed
- $5,332,196Premium filed
- $11,604,101Indemnity paid
- $77,759,433Liability insured
- 117,023Quantity planted
- 106,364Quantity lost
- 784Policies
- 783Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Excess Moisture/Precipitation/Rain $7,488,631 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,371,970 indemnity · 4 years
- Drought $963,695 indemnity · 8 years
- Decline in Price $943,899 indemnity · 8 years
- Cold Wet Weather $393,558 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $196,643 indemnity · 2 years
Soybeans 10 years filed
- 1.16Low end of the filed band
- 2.33Middle of the filed band
- 2.85High end of the filed band
- 2019Worst year filed (3.19)
- 10Years filed
- $2,655,618Premium filed
- $6,243,380Indemnity paid
- $47,914,046Liability insured
- 91,651Quantity planted
- 83,514Quantity lost
- 725Policies
- 722Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Drought $2,263,480 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,221,386 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $883,551 indemnity · 2 years
- Decline in Price $753,469 indemnity · 7 years
- Cold Wet Weather $58,817 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $19,253 indemnity · 2 years
Pasture,Rangeland,Forage 7 years filed
- 0.89Low end of the filed band
- 1.91Middle of the filed band
- 3.18High end of the filed band
- 2024Worst year filed (3.18)
- 7Years filed
- $269,381Premium filed
- $530,169Indemnity paid
- $2,437,520Liability insured
- 6,210Quantity planted
- 0Quantity lost
- 179Policies
- 179Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Cass County
- ARPI/SCO/STAX/MP Crops Only $530,169 indemnity · 7 years
Every county-crop the agency files in Indiana → Buy the Cass County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.