Crop-loss band · Indiana
Clark County, Indiana — crop-loss band
- 1.06Low end of the filed band
- 1.98Middle of the filed band
- 2.84High end of the filed band
- 2019Worst year filed (2.95)
- 10Years filed
Every year the Risk Management Agency has filed for Clark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.06 at the low end to 2.84 at the high end, with 1.98 in the middle. The worst year filed is 2019, at 2.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $228,022 | $647,995 | $1,544,800 | 53 | 53 | 2.84 |
| 2016 | $754,608 | $1,781,939 | $5,210,700 | 131 | 130 | 2.36 |
| 2017 | $478,054 | $656,943 | $3,484,138 | 77 | 77 | 1.37 |
| 2018 | $229,436 | $454,674 | $2,002,934 | 46 | 46 | 1.98 |
| 2019 | $939,089 | $2,773,284 | $7,364,438 | 186 | 186 | 2.95 |
| 2020 | $361,676 | $820,853 | $2,600,332 | 53 | 53 | 2.27 |
| 2021 | $173,790 | $184,765 | $1,502,752 | 29 | 29 | 1.06 |
| 2022 | $305,939 | $381,251 | $2,648,487 | 31 | 31 | 1.25 |
| 2023 | $279,766 | $554,540 | $2,645,569 | 47 | 47 | 1.98 |
| 2024 | $477,619 | $998,197 | $4,407,686 | 64 | 64 | 2.09 |
Commodities insured in Clark County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.79Low end of the filed band
- 1.99Middle of the filed band
- 2.77High end of the filed band
- 2019Worst year filed (2.99)
- 10Years filed
- $1,978,355Premium filed
- $4,770,777Indemnity paid
- $14,718,146Liability insured
- 31,298Quantity planted
- 28,464Quantity lost
- 283Policies
- 282Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $4,037,755 indemnity · 10 years
- Drought $309,177 indemnity · 5 years
- Flood $131,885 indemnity · 3 years
- Decline in Price $109,155 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $103,743 indemnity · 1 years
- Cold Wet Weather $44,906 indemnity · 3 years
Soybeans 10 years filed
- 0.88Low end of the filed band
- 1.73Middle of the filed band
- 2.91High end of the filed band
- 2015Worst year filed (3.21)
- 10Years filed
- $1,998,649Premium filed
- $3,937,111Indemnity paid
- $17,453,190Liability insured
- 46,332Quantity planted
- 41,876Quantity lost
- 392Policies
- 392Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $2,315,464 indemnity · 10 years
- Drought $1,285,317 indemnity · 7 years
- Decline in Price $124,826 indemnity · 6 years
- Cold Wet Weather $56,235 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $56,226 indemnity · 2 years
- Frost $36,311 indemnity · 3 years
Wheat 8 years filed
- 0.98Low end of the filed band
- 2.21Middle of the filed band
- 3.40High end of the filed band
- 2024Worst year filed (3.40)
- 8Years filed
- $250,995Premium filed
- $546,553Indemnity paid
- $1,240,500Liability insured
- 5,153Quantity planted
- 5,153Quantity lost
- 42Policies
- 42Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $335,102 indemnity · 8 years
- Freeze $104,642 indemnity · 1 years
- Cold Wet Weather $65,859 indemnity · 4 years
- Decline in Price $19,305 indemnity · 2 years
- Mycotoxin $16,208 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $3,095 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.