Crop-loss band · Indiana
Clay County, Indiana — crop-loss band
- 0.61Low end of the filed band
- 0.96Middle of the filed band
- 2.23High end of the filed band
- 2015Worst year filed (2.56)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.61 at the low end to 2.23 at the high end, with 0.96 in the middle. The worst year filed is 2015, at 2.56. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $526,892 | $1,350,811 | $4,889,586 | 189 | 188 | 2.56 |
| 2016 | $529,108 | $504,809 | $4,731,452 | 154 | 154 | 0.95 |
| 2017 | $1,735,398 | $1,062,780 | $17,284,240 | 336 | 333 | 0.61 |
| 2018 | $507,430 | $1,034,445 | $5,420,564 | 158 | 158 | 2.04 |
| 2019 | $1,767,506 | $3,945,621 | $18,761,929 | 440 | 440 | 2.23 |
| 2020 | $755,914 | $727,653 | $8,530,352 | 173 | 173 | 0.96 |
| 2021 | $978,351 | $1,158,195 | $9,946,963 | 200 | 200 | 1.18 |
| 2022 | $872,802 | $653,899 | $8,896,298 | 108 | 108 | 0.75 |
| 2023 | $1,504,396 | $1,123,745 | $15,426,566 | 184 | 184 | 0.75 |
| 2024 | $2,332,879 | $2,291,722 | $24,906,299 | 340 | 340 | 0.98 |
Commodities insured in Clay County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.43Low end of the filed band
- 1.03Middle of the filed band
- 1.75High end of the filed band
- 2019Worst year filed (2.08)
- 10Years filed
- $7,223,282Premium filed
- $7,652,169Indemnity paid
- $69,755,413Liability insured
- 106,929Quantity planted
- 87,262Quantity lost
- 1,146Policies
- 1,143Policies with a loss
- 1.06Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $5,127,003 indemnity · 10 years
- Drought $884,454 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $809,999 indemnity · 3 years
- Decline in Price $450,379 indemnity · 7 years
- Wind/Excess Wind $135,518 indemnity · 3 years
- Cold Wet Weather $129,328 indemnity · 7 years
Soybeans 10 years filed
- 0.49Low end of the filed band
- 1.04Middle of the filed band
- 2.56High end of the filed band
- 2015Worst year filed (4.01)
- 10Years filed
- $4,287,394Premium filed
- $6,201,511Indemnity paid
- $49,038,836Liability insured
- 108,795Quantity planted
- 80,743Quantity lost
- 1,136Policies
- 1,135Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $4,062,494 indemnity · 10 years
- Drought $1,239,470 indemnity · 10 years
- Decline in Price $411,745 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $126,278 indemnity · 3 years
- Insects $117,968 indemnity · 1 years
- Cold Wet Weather $103,033 indemnity · 7 years
Every county-crop the agency files in Indiana → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.