Crop-loss band · Indiana
Daviess County, Indiana — crop-loss band
- 0.49Low end of the filed band
- 1.35Middle of the filed band
- 2.30High end of the filed band
- 2015Worst year filed (2.48)
- 10Years filed
Every year the Risk Management Agency has filed for Daviess County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.49 at the low end to 2.30 at the high end, with 1.35 in the middle. The worst year filed is 2015, at 2.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,133,756 | $2,811,191 | $6,348,238 | 226 | 226 | 2.48 |
| 2016 | $2,696,008 | $2,287,724 | $27,196,774 | 215 | 215 | 0.85 |
| 2017 | $2,572,840 | $1,740,102 | $18,254,040 | 310 | 310 | 0.68 |
| 2018 | $963,734 | $1,385,264 | $9,465,585 | 163 | 163 | 1.44 |
| 2019 | $5,323,494 | $12,230,187 | $49,343,226 | 614 | 614 | 2.30 |
| 2020 | $913,753 | $1,234,983 | $7,150,817 | 143 | 143 | 1.35 |
| 2021 | $923,424 | $1,016,442 | $7,461,928 | 116 | 116 | 1.10 |
| 2022 | $2,673,400 | $3,722,506 | $23,811,040 | 254 | 254 | 1.39 |
| 2023 | $3,183,108 | $1,573,308 | $9,783,934 | 133 | 133 | 0.49 |
| 2024 | $2,327,334 | $3,157,689 | $18,991,792 | 282 | 282 | 1.36 |
Commodities insured in Daviess County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.38Low end of the filed band
- 0.92Middle of the filed band
- 2.05High end of the filed band
- 2019Worst year filed (2.23)
- 10Years filed
- $15,335,415Premium filed
- $18,844,078Indemnity paid
- $108,797,318Liability insured
- 161,289Quantity planted
- 142,970Quantity lost
- 1,247Policies
- 1,247Policies with a loss
- 1.23Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $12,620,735 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $3,309,898 indemnity · 3 years
- Drought $1,242,316 indemnity · 8 years
- Flood $789,609 indemnity · 5 years
- Decline in Price $386,634 indemnity · 9 years
- Heat $141,071 indemnity · 4 years
Soybeans 10 years filed
- 0.70Low end of the filed band
- 1.51Middle of the filed band
- 2.37High end of the filed band
- 2015Worst year filed (2.95)
- 10Years filed
- $6,484,279Premium filed
- $10,497,783Indemnity paid
- $58,726,971Liability insured
- 124,676Quantity planted
- 104,577Quantity lost
- 1,179Policies
- 1,179Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $6,725,247 indemnity · 10 years
- Drought $1,974,100 indemnity · 10 years
- Decline in Price $557,233 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $430,137 indemnity · 2 years
- Flood $420,735 indemnity · 6 years
- Heat $133,790 indemnity · 5 years
Popcorn 8 years filed
- 0.09Low end of the filed band
- 1.27Middle of the filed band
- 6.53High end of the filed band
- 2021Worst year filed (6.53)
- 8Years filed
- $891,157Premium filed
- $1,817,535Indemnity paid
- $10,283,085Liability insured
- 12,368Quantity planted
- 11,993Quantity lost
- 30Policies
- 30Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $1,086,878 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $369,645 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $206,908 indemnity · 2 years
- Drought $100,552 indemnity · 2 years
- Decline in Price $31,914 indemnity · 3 years
- Wind/Excess Wind $17,945 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the Daviess County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.