Crop-loss band · Indiana
Dearborn County, Indiana — crop-loss band
- 1.06Low end of the filed band
- 2.01Middle of the filed band
- 3.08High end of the filed band
- 2019Worst year filed (3.15)
- 10Years filed
Every year the Risk Management Agency has filed for Dearborn County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.06 at the low end to 3.08 at the high end, with 2.01 in the middle. The worst year filed is 2019, at 3.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $128,669 | $208,887 | $711,180 | 44 | 44 | 1.62 |
| 2016 | $154,631 | $186,470 | $804,283 | 42 | 42 | 1.21 |
| 2017 | $272,672 | $288,883 | $1,645,116 | 77 | 77 | 1.06 |
| 2018 | $79,593 | $245,044 | $664,001 | 45 | 45 | 3.08 |
| 2019 | $573,241 | $1,807,827 | $3,559,729 | 169 | 169 | 3.15 |
| 2020 | $70,986 | $163,278 | $474,270 | 28 | 28 | 2.30 |
| 2021 | $441,266 | $885,386 | $3,292,787 | 122 | 121 | 2.01 |
| 2022 | $250,380 | $541,786 | $1,634,904 | 50 | 50 | 2.16 |
| 2023 | $159,812 | $370,067 | $1,348,433 | 46 | 46 | 2.32 |
| 2024 | $387,859 | $621,113 | $3,206,590 | 69 | 69 | 1.60 |
Commodities insured in Dearborn County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.00Low end of the filed band
- 1.70Middle of the filed band
- 3.25High end of the filed band
- 2019Worst year filed (4.05)
- 10Years filed
- $1,319,633Premium filed
- $2,693,320Indemnity paid
- $9,988,914Liability insured
- 25,984Quantity planted
- 25,298Quantity lost
- 394Policies
- 393Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Dearborn County
- Excess Moisture/Precipitation/Rain $1,497,928 indemnity · 10 years
- Drought $1,022,595 indemnity · 6 years
- Decline in Price $72,284 indemnity · 6 years
- Flood $42,507 indemnity · 2 years
- Mycotoxin $24,614 indemnity · 1 years
- Wildlife $15,520 indemnity · 4 years
Corn 10 years filed
- 1.16Low end of the filed band
- 1.68Middle of the filed band
- 2.77High end of the filed band
- 2023Worst year filed (3.50)
- 10Years filed
- $1,199,476Premium filed
- $2,625,421Indemnity paid
- $7,352,379Liability insured
- 14,701Quantity planted
- 14,658Quantity lost
- 298Policies
- 298Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Dearborn County
- Excess Moisture/Precipitation/Rain $1,808,972 indemnity · 10 years
- Drought $627,859 indemnity · 7 years
- Cold Wet Weather $51,753 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $46,302 indemnity · 2 years
- Flood $28,530 indemnity · 1 years
- Wind/Excess Wind $24,879 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Dearborn County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.