Crop-loss band · Indiana
Delaware County, Indiana — crop-loss band
- 0.51Low end of the filed band
- 1.27Middle of the filed band
- 3.03High end of the filed band
- 2019Worst year filed (3.80)
- 10Years filed
Every year the Risk Management Agency has filed for Delaware County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.51 at the low end to 3.03 at the high end, with 1.27 in the middle. The worst year filed is 2019, at 3.80. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,909,876 | $8,822,874 | $42,223,644 | 433 | 433 | 3.03 |
| 2016 | $208,116 | $105,723 | $2,979,981 | 47 | 47 | 0.51 |
| 2017 | $2,544,389 | $3,238,009 | $36,865,518 | 466 | 466 | 1.27 |
| 2018 | $394,561 | $647,694 | $6,356,556 | 100 | 98 | 1.64 |
| 2019 | $1,770,357 | $6,724,147 | $26,901,188 | 505 | 501 | 3.80 |
| 2020 | $469,970 | $297,945 | $8,007,367 | 87 | 87 | 0.63 |
| 2021 | $188,031 | $277,907 | $2,682,804 | 34 | 34 | 1.48 |
| 2022 | $399,477 | $248,076 | $6,110,851 | 60 | 60 | 0.62 |
| 2023 | $694,743 | $742,017 | $13,339,787 | 102 | 102 | 1.07 |
| 2024 | $642,829 | $942,086 | $8,297,397 | 125 | 125 | 1.47 |
Commodities insured in Delaware County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.43Low end of the filed band
- 1.11Middle of the filed band
- 2.94High end of the filed band
- 2019Worst year filed (5.74)
- 10Years filed
- $5,527,723Premium filed
- $13,184,697Indemnity paid
- $72,127,407Liability insured
- 130,146Quantity planted
- 114,520Quantity lost
- 843Policies
- 842Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Delaware County
- Excess Moisture/Precipitation/Rain $9,997,599 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,944,617 indemnity · 3 years
- Decline in Price $545,840 indemnity · 7 years
- Drought $320,394 indemnity · 9 years
- Cold Wet Weather $300,066 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $23,638 indemnity · 4 years
Soybeans 10 years filed
- 0.51Low end of the filed band
- 1.51Middle of the filed band
- 2.34High end of the filed band
- 2015Worst year filed (3.23)
- 10Years filed
- $4,694,626Premium filed
- $8,861,781Indemnity paid
- $81,637,686Liability insured
- 171,176Quantity planted
- 144,692Quantity lost
- 1,116Policies
- 1,111Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Delaware County
- Excess Moisture/Precipitation/Rain $6,200,045 indemnity · 10 years
- Drought $850,013 indemnity · 10 years
- Decline in Price $619,818 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $465,723 indemnity · 3 years
- Cold Wet Weather $282,560 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $208,418 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Delaware County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.