Crop-loss band · Indiana
Fulton County, Indiana — crop-loss band
- 0.75Low end of the filed band
- 1.62Middle of the filed band
- 2.93High end of the filed band
- 2019Worst year filed (4.52)
- 10Years filed
Every year the Risk Management Agency has filed for Fulton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.75 at the low end to 2.93 at the high end, with 1.62 in the middle. The worst year filed is 2019, at 4.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,671,347 | $4,863,750 | $31,730,733 | 294 | 294 | 2.91 |
| 2016 | $144,085 | $300,042 | $2,727,672 | 54 | 53 | 2.08 |
| 2017 | $385,676 | $492,330 | $7,143,135 | 107 | 107 | 1.28 |
| 2018 | $163,170 | $478,209 | $3,253,859 | 74 | 74 | 2.93 |
| 2019 | $470,916 | $2,130,239 | $9,426,666 | 198 | 198 | 4.52 |
| 2020 | $371,851 | $401,094 | $10,240,743 | 102 | 102 | 1.08 |
| 2021 | $189,051 | $179,332 | $3,606,162 | 46 | 46 | 0.95 |
| 2022 | $129,552 | $210,113 | $2,658,502 | 40 | 40 | 1.62 |
| 2023 | $755,636 | $566,952 | $12,764,018 | 110 | 110 | 0.75 |
| 2024 | $748,736 | $1,313,453 | $9,148,640 | 126 | 126 | 1.75 |
Commodities insured in Fulton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.64Low end of the filed band
- 1.47Middle of the filed band
- 3.80High end of the filed band
- 2019Worst year filed (4.42)
- 10Years filed
- $3,506,126Premium filed
- $7,911,582Indemnity paid
- $62,107,714Liability insured
- 102,334Quantity planted
- 78,815Quantity lost
- 650Policies
- 649Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- Excess Moisture/Precipitation/Rain $5,531,717 indemnity · 10 years
- Drought $798,504 indemnity · 9 years
- Decline in Price $725,731 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $646,743 indemnity · 3 years
- Cold Wet Weather $64,986 indemnity · 8 years
- Wind/Excess Wind $43,920 indemnity · 2 years
Soybeans 10 years filed
- 0.70Low end of the filed band
- 1.50Middle of the filed band
- 2.63High end of the filed band
- 2019Worst year filed (4.80)
- 10Years filed
- $1,523,894Premium filed
- $3,023,932Indemnity paid
- $30,592,416Liability insured
- 62,862Quantity planted
- 44,568Quantity lost
- 501Policies
- 501Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- Excess Moisture/Precipitation/Rain $1,502,708 indemnity · 10 years
- Drought $876,188 indemnity · 10 years
- Decline in Price $299,537 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $237,550 indemnity · 2 years
- Cold Wet Weather $62,185 indemnity · 7 years
- Heat $18,128 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Fulton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.