Crop-loss band · Indiana
Hamilton County, Indiana — crop-loss band
- 0.80Low end of the filed band
- 1.58Middle of the filed band
- 2.32High end of the filed band
- 2019Worst year filed (4.63)
- 10Years filed
Every year the Risk Management Agency has filed for Hamilton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.80 at the low end to 2.32 at the high end, with 1.58 in the middle. The worst year filed is 2019, at 4.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,259,493 | $2,784,043 | $20,231,848 | 210 | 209 | 2.21 |
| 2016 | $275,322 | $600,344 | $3,369,498 | 55 | 55 | 2.18 |
| 2017 | $1,242,629 | $1,957,701 | $19,948,774 | 260 | 259 | 1.58 |
| 2018 | $318,707 | $487,227 | $5,481,354 | 81 | 81 | 1.53 |
| 2019 | $1,510,926 | $6,996,679 | $24,291,389 | 362 | 361 | 4.63 |
| 2020 | $184,646 | $205,221 | $3,195,275 | 39 | 39 | 1.11 |
| 2021 | $138,064 | $254,842 | $1,929,668 | 21 | 21 | 1.85 |
| 2022 | $127,746 | $295,955 | $1,781,484 | 24 | 24 | 2.32 |
| 2023 | $966,420 | $848,380 | $9,002,560 | 80 | 80 | 0.88 |
| 2024 | $987,193 | $785,135 | $12,438,311 | 143 | 143 | 0.80 |
Commodities insured in Hamilton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.75Low end of the filed band
- 1.28Middle of the filed band
- 5.01High end of the filed band
- 2019Worst year filed (5.33)
- 10Years filed
- $4,467,609Premium filed
- $9,352,402Indemnity paid
- $57,672,067Liability insured
- 80,028Quantity planted
- 81,806Quantity lost
- 634Policies
- 633Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Excess Moisture/Precipitation/Rain $7,020,207 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,021,742 indemnity · 6 years
- Drought $585,573 indemnity · 9 years
- Decline in Price $563,642 indemnity · 7 years
- Cold Wet Weather $67,590 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $45,939 indemnity · 2 years
Soybeans 10 years filed
- 0.93Low end of the filed band
- 1.19Middle of the filed band
- 2.42High end of the filed band
- 2019Worst year filed (3.91)
- 10Years filed
- $2,543,536Premium filed
- $5,863,125Indemnity paid
- $43,998,094Liability insured
- 87,036Quantity planted
- 82,165Quantity lost
- 641Policies
- 639Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Excess Moisture/Precipitation/Rain $3,762,230 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $690,467 indemnity · 4 years
- Decline in Price $613,308 indemnity · 7 years
- Drought $580,071 indemnity · 8 years
- Flood $96,527 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $53,257 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Hamilton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.