Crop-loss band · Indiana
Harrison County, Indiana — crop-loss band
- 0.79Low end of the filed band
- 1.83Middle of the filed band
- 2.57High end of the filed band
- 2019Worst year filed (2.67)
- 10Years filed
Every year the Risk Management Agency has filed for Harrison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.79 at the low end to 2.57 at the high end, with 1.83 in the middle. The worst year filed is 2019, at 2.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $137,219 | $264,041 | $730,749 | 36 | 36 | 1.92 |
| 2016 | $405,091 | $504,719 | $2,515,291 | 55 | 54 | 1.25 |
| 2017 | $532,908 | $1,129,193 | $5,180,235 | 58 | 58 | 2.12 |
| 2018 | $496,244 | $1,275,346 | $4,866,887 | 46 | 46 | 2.57 |
| 2019 | $742,707 | $1,986,325 | $6,995,676 | 130 | 129 | 2.67 |
| 2020 | $207,732 | $530,996 | $1,587,478 | 37 | 37 | 2.56 |
| 2021 | $141,489 | $112,125 | $1,085,467 | 27 | 27 | 0.79 |
| 2022 | $355,905 | $353,869 | $2,681,520 | 28 | 28 | 0.99 |
| 2023 | $416,658 | $659,644 | $3,513,795 | 63 | 63 | 1.58 |
| 2024 | $962,502 | $1,763,727 | $8,396,556 | 109 | 109 | 1.83 |
Commodities insured in Harrison County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.53Low end of the filed band
- 1.49Middle of the filed band
- 1.81High end of the filed band
- 2018Worst year filed (1.88)
- 10Years filed
- $2,387,646Premium filed
- $3,719,425Indemnity paid
- $19,395,480Liability insured
- 45,346Quantity planted
- 40,229Quantity lost
- 344Policies
- 343Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Drought $1,764,137 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,406,306 indemnity · 10 years
- Decline in Price $200,336 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $107,921 indemnity · 1 years
- Wildlife $77,540 indemnity · 5 years
- Wind/Excess Wind $34,494 indemnity · 1 years
Corn 10 years filed
- 0.65Low end of the filed band
- 1.41Middle of the filed band
- 2.47High end of the filed band
- 2020Worst year filed (3.26)
- 10Years filed
- $1,260,856Premium filed
- $2,158,648Indemnity paid
- $9,398,999Liability insured
- 18,189Quantity planted
- 15,380Quantity lost
- 196Policies
- 195Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Excess Moisture/Precipitation/Rain $1,459,335 indemnity · 10 years
- Drought $405,401 indemnity · 5 years
- Decline in Price $114,691 indemnity · 7 years
- Plant Disease $71,439 indemnity · 1 years
- Wind/Excess Wind $68,799 indemnity · 3 years
- Wildlife $19,519 indemnity · 4 years
All Other Crops 7 years filed
- 0.04Low end of the filed band
- 2.34Middle of the filed band
- 9.73High end of the filed band
- 2017Worst year filed (9.73)
- 7Years filed
- $401,576Premium filed
- $2,095,709Indemnity paid
- $6,290,849Liability insured
- 150Quantity planted
- 60Quantity lost
- 8Policies
- 8Policies with a loss
- 5.22Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Excess Moisture/Precipitation/Rain $1,506,468 indemnity · 4 years
- Frost $581,099 indemnity · 1 years
- Freeze $5,132 indemnity · 1 years
- Wind/Excess Wind $2,446 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $564 indemnity · 1 years
Popcorn 9 years filed
- 0.25Low end of the filed band
- 1.48Middle of the filed band
- 4.84High end of the filed band
- 2020Worst year filed (4.84)
- 9Years filed
- $348,377Premium filed
- $606,203Indemnity paid
- $2,468,326Liability insured
- 4,459Quantity planted
- 4,180Quantity lost
- 41Policies
- 41Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Excess Moisture/Precipitation/Rain $420,654 indemnity · 7 years
- Drought $58,379 indemnity · 2 years
- Decline in Price $33,748 indemnity · 4 years
- Cold Wet Weather $33,095 indemnity · 1 years
- Flood $33,059 indemnity · 1 years
- Wind/Excess Wind $24,755 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Harrison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.