Crop-loss band · Indiana
Henry County, Indiana — crop-loss band
- 0.62Low end of the filed band
- 1.30Middle of the filed band
- 2.34High end of the filed band
- 2019Worst year filed (3.48)
- 10Years filed
Every year the Risk Management Agency has filed for Henry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.62 at the low end to 2.34 at the high end, with 1.30 in the middle. The worst year filed is 2019, at 3.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,619,326 | $3,793,276 | $22,284,179 | 275 | 275 | 2.34 |
| 2016 | $610,666 | $743,191 | $9,267,001 | 111 | 111 | 1.22 |
| 2017 | $2,949,311 | $3,556,089 | $43,432,127 | 501 | 495 | 1.21 |
| 2018 | $738,028 | $1,006,017 | $11,946,191 | 195 | 195 | 1.36 |
| 2019 | $2,401,146 | $8,356,511 | $35,647,715 | 540 | 540 | 3.48 |
| 2020 | $596,422 | $370,381 | $9,578,220 | 102 | 102 | 0.62 |
| 2021 | $207,210 | $416,630 | $2,735,347 | 53 | 53 | 2.01 |
| 2022 | $1,011,990 | $1,005,150 | $13,472,032 | 111 | 111 | 0.99 |
| 2023 | $1,765,573 | $2,299,050 | $20,488,262 | 199 | 199 | 1.30 |
| 2024 | $1,346,648 | $2,116,470 | $15,662,030 | 185 | 185 | 1.57 |
Commodities insured in Henry County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.35Low end of the filed band
- 1.13Middle of the filed band
- 2.39High end of the filed band
- 2019Worst year filed (4.44)
- 10Years filed
- $6,791,899Premium filed
- $11,905,200Indemnity paid
- $81,478,764Liability insured
- 123,279Quantity planted
- 108,593Quantity lost
- 890Policies
- 887Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $8,864,661 indemnity · 10 years
- Drought $1,018,168 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $794,707 indemnity · 4 years
- Decline in Price $620,516 indemnity · 7 years
- Mycotoxin $152,145 indemnity · 2 years
- Wind/Excess Wind $142,025 indemnity · 2 years
Soybeans 10 years filed
- 0.88Low end of the filed band
- 1.26Middle of the filed band
- 2.59High end of the filed band
- 2019Worst year filed (2.83)
- 10Years filed
- $6,182,368Premium filed
- $11,003,031Indemnity paid
- $101,085,257Liability insured
- 192,103Quantity planted
- 178,361Quantity lost
- 1,300Policies
- 1,297Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $6,719,978 indemnity · 10 years
- Drought $1,978,937 indemnity · 9 years
- Decline in Price $1,081,528 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $874,418 indemnity · 4 years
- Cold Wet Weather $185,728 indemnity · 8 years
- Wind/Excess Wind $94,760 indemnity · 3 years
Wheat 10 years filed
- 1.02Low end of the filed band
- 2.63Middle of the filed band
- 4.11High end of the filed band
- 2021Worst year filed (4.41)
- 10Years filed
- $272,053Premium filed
- $754,534Indemnity paid
- $1,949,083Liability insured
- 4,895Quantity planted
- 4,883Quantity lost
- 82Policies
- 82Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $264,776 indemnity · 10 years
- Cold Wet Weather $181,948 indemnity · 7 years
- Decline in Price $103,467 indemnity · 6 years
- Cold Winter $59,242 indemnity · 3 years
- Drought $49,327 indemnity · 1 years
- Frost $34,979 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the Henry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.