Crop-loss band · Indiana
Jay County, Indiana — crop-loss band
- 0.30Low end of the filed band
- 0.85Middle of the filed band
- 3.27High end of the filed band
- 2019Worst year filed (3.59)
- 10Years filed
Every year the Risk Management Agency has filed for Jay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.30 at the low end to 3.27 at the high end, with 0.85 in the middle. The worst year filed is 2019, at 3.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,249,149 | $13,887,176 | $47,496,736 | 829 | 827 | 3.27 |
| 2016 | $673,981 | $371,957 | $7,203,626 | 137 | 136 | 0.55 |
| 2017 | $3,561,964 | $3,412,985 | $40,338,869 | 605 | 604 | 0.96 |
| 2018 | $221,984 | $225,711 | $2,890,865 | 63 | 63 | 1.02 |
| 2019 | $3,173,497 | $11,406,518 | $36,392,280 | 878 | 868 | 3.59 |
| 2020 | $1,238,907 | $593,588 | $16,551,934 | 219 | 219 | 0.48 |
| 2021 | $907,717 | $268,126 | $10,100,273 | 111 | 111 | 0.30 |
| 2022 | $1,640,892 | $1,259,346 | $18,682,307 | 219 | 219 | 0.77 |
| 2023 | $1,388,913 | $1,175,319 | $18,335,448 | 186 | 186 | 0.85 |
| 2024 | $2,066,907 | $3,942,018 | $26,488,687 | 433 | 433 | 1.91 |
Commodities insured in Jay County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.23Low end of the filed band
- 0.66Middle of the filed band
- 3.41High end of the filed band
- 2019Worst year filed (4.93)
- 10Years filed
- $9,665,920Premium filed
- $19,851,777Indemnity paid
- $102,101,355Liability insured
- 188,207Quantity planted
- 157,417Quantity lost
- 1,479Policies
- 1,475Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Jay County
- Excess Moisture/Precipitation/Rain $16,570,253 indemnity · 10 years
- Drought $1,420,896 indemnity · 9 years
- Decline in Price $1,061,933 indemnity · 7 years
- Cold Wet Weather $264,470 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $212,699 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $84,888 indemnity · 5 years
Soybeans 10 years filed
- 0.36Low end of the filed band
- 0.81Middle of the filed band
- 2.49High end of the filed band
- 2015Worst year filed (2.89)
- 10Years filed
- $9,016,999Premium filed
- $15,095,911Indemnity paid
- $118,418,155Liability insured
- 255,901Quantity planted
- 212,295Quantity lost
- 1,931Policies
- 1,922Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Jay County
- Excess Moisture/Precipitation/Rain $9,933,088 indemnity · 10 years
- Drought $2,715,771 indemnity · 10 years
- Decline in Price $1,815,550 indemnity · 6 years
- Cold Wet Weather $241,404 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $133,097 indemnity · 2 years
- Flood $72,389 indemnity · 3 years
Wheat 10 years filed
- 0.46Low end of the filed band
- 2.04Middle of the filed band
- 4.32High end of the filed band
- 2019Worst year filed (4.64)
- 10Years filed
- $440,992Premium filed
- $1,595,056Indemnity paid
- $3,961,515Liability insured
- 11,950Quantity planted
- 11,960Quantity lost
- 270Policies
- 269Policies with a loss
- 3.62Loss ratio, whole span
Causes that carried the indemnity in Jay County
- Excess Moisture/Precipitation/Rain $807,135 indemnity · 7 years
- Cold Wet Weather $323,982 indemnity · 8 years
- Decline in Price $109,281 indemnity · 7 years
- Mycotoxin $93,750 indemnity · 2 years
- Cold Winter $93,023 indemnity · 3 years
- Freeze $92,944 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Jay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.