Crop-loss band · Indiana
Jefferson County, Indiana — crop-loss band
- 0.89Low end of the filed band
- 1.46Middle of the filed band
- 2.67High end of the filed band
- 2019Worst year filed (2.72)
- 10Years filed
Every year the Risk Management Agency has filed for Jefferson County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 2.67 at the high end, with 1.46 in the middle. The worst year filed is 2019, at 2.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $828,898 | $2,067,295 | $4,782,771 | 107 | 107 | 2.49 |
| 2016 | $972,001 | $2,227,865 | $5,521,660 | 143 | 132 | 2.29 |
| 2017 | $1,162,309 | $1,693,355 | $6,578,266 | 155 | 149 | 1.46 |
| 2018 | $483,535 | $990,555 | $3,397,949 | 95 | 95 | 2.05 |
| 2019 | $1,928,140 | $5,244,538 | $11,863,782 | 348 | 348 | 2.72 |
| 2020 | $518,601 | $1,383,298 | $2,813,488 | 86 | 86 | 2.67 |
| 2021 | $779,918 | $864,966 | $5,109,385 | 107 | 107 | 1.11 |
| 2022 | $1,191,171 | $1,385,289 | $8,024,673 | 110 | 110 | 1.16 |
| 2023 | $720,324 | $813,777 | $5,341,967 | 79 | 79 | 1.13 |
| 2024 | $813,360 | $722,609 | $6,121,234 | 113 | 113 | 0.89 |
Commodities insured in Jefferson County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.72Low end of the filed band
- 1.25Middle of the filed band
- 2.12High end of the filed band
- 2019Worst year filed (2.87)
- 10Years filed
- $5,023,259Premium filed
- $7,907,709Indemnity paid
- $35,718,423Liability insured
- 99,710Quantity planted
- 93,115Quantity lost
- 759Policies
- 746Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $6,201,002 indemnity · 10 years
- Drought $1,308,428 indemnity · 7 years
- Decline in Price $130,748 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $63,716 indemnity · 2 years
- Cold Wet Weather $47,218 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $35,003 indemnity · 2 years
Corn 10 years filed
- 0.70Low end of the filed band
- 1.50Middle of the filed band
- 2.90High end of the filed band
- 2018Worst year filed (3.08)
- 10Years filed
- $3,347,874Premium filed
- $6,387,747Indemnity paid
- $19,207,343Liability insured
- 41,005Quantity planted
- 40,658Quantity lost
- 461Policies
- 457Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $5,362,938 indemnity · 10 years
- Drought $770,899 indemnity · 7 years
- Decline in Price $78,387 indemnity · 5 years
- Hail $45,192 indemnity · 1 years
- Wind/Excess Wind $37,886 indemnity · 2 years
- Heat $26,821 indemnity · 2 years
Burley Tobacco 8 years filed
- 1.69Low end of the filed band
- 2.52Middle of the filed band
- 4.78High end of the filed band
- 2016Worst year filed (4.78)
- 8Years filed
- $1,027,124Premium filed
- $3,098,091Indemnity paid
- $4,629,409Liability insured
- 1,927Quantity planted
- 1,971Quantity lost
- 123Policies
- 123Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $3,002,970 indemnity · 8 years
- Cold Wet Weather $47,432 indemnity · 1 years
- Plant Disease $20,813 indemnity · 1 years
- Drought $18,799 indemnity · 2 years
- Wind/Excess Wind $8,077 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the Jefferson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.