Crop-loss band · Indiana
Johnson County, Indiana — crop-loss band
- 0.49Low end of the filed band
- 0.88Middle of the filed band
- 2.45High end of the filed band
- 2019Worst year filed (2.92)
- 10Years filed
Every year the Risk Management Agency has filed for Johnson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.49 at the low end to 2.45 at the high end, with 0.88 in the middle. The worst year filed is 2019, at 2.92. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $909,257 | $2,226,464 | $10,077,416 | 115 | 115 | 2.45 |
| 2016 | $682,198 | $613,412 | $7,833,130 | 79 | 79 | 0.90 |
| 2017 | $1,115,559 | $787,682 | $12,154,031 | 157 | 157 | 0.71 |
| 2018 | $200,603 | $369,248 | $2,166,092 | 44 | 44 | 1.84 |
| 2019 | $1,104,362 | $3,221,565 | $12,502,234 | 210 | 210 | 2.92 |
| 2020 | $955,488 | $469,745 | $12,219,859 | 129 | 129 | 0.49 |
| 2021 | $940,277 | $1,354,814 | $9,341,873 | 108 | 108 | 1.44 |
| 2022 | $256,839 | $218,686 | $2,572,966 | 30 | 30 | 0.85 |
| 2023 | $638,084 | $563,419 | $7,550,507 | 59 | 59 | 0.88 |
| 2024 | $1,154,167 | $769,305 | $14,166,389 | 149 | 149 | 0.67 |
Commodities insured in Johnson County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.36Low end of the filed band
- 1.06Middle of the filed band
- 2.39High end of the filed band
- 2019Worst year filed (4.26)
- 10Years filed
- $4,323,270Premium filed
- $5,656,508Indemnity paid
- $49,659,776Liability insured
- 85,152Quantity planted
- 63,279Quantity lost
- 497Policies
- 497Policies with a loss
- 1.31Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Excess Moisture/Precipitation/Rain $4,398,168 indemnity · 10 years
- Decline in Price $479,701 indemnity · 7 years
- Drought $468,749 indemnity · 6 years
- Wind/Excess Wind $196,272 indemnity · 4 years
- Cold Wet Weather $68,298 indemnity · 4 years
- Hail $18,238 indemnity · 1 years
Soybeans 10 years filed
- 0.59Low end of the filed band
- 1.12Middle of the filed band
- 2.05High end of the filed band
- 2019Worst year filed (2.05)
- 10Years filed
- $3,362,717Premium filed
- $4,206,699Indemnity paid
- $38,943,809Liability insured
- 74,635Quantity planted
- 57,209Quantity lost
- 522Policies
- 522Policies with a loss
- 1.25Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Excess Moisture/Precipitation/Rain $3,083,907 indemnity · 10 years
- Drought $596,165 indemnity · 7 years
- Decline in Price $330,254 indemnity · 8 years
- Cold Wet Weather $53,391 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $36,786 indemnity · 1 years
- Flood $29,614 indemnity · 3 years
Wheat 9 years filed
- 0.82Low end of the filed band
- 3.07Middle of the filed band
- 6.50High end of the filed band
- 2015Worst year filed (6.50)
- 9Years filed
- $270,847Premium filed
- $731,133Indemnity paid
- $1,980,912Liability insured
- 5,714Quantity planted
- 5,717Quantity lost
- 61Policies
- 61Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Excess Moisture/Precipitation/Rain $330,399 indemnity · 9 years
- Plant Disease $209,588 indemnity · 2 years
- Cold Wet Weather $79,565 indemnity · 3 years
- Mycotoxin $52,714 indemnity · 1 years
- Freeze $20,165 indemnity · 1 years
- Decline in Price $10,029 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Johnson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.