Crop-loss band · Indiana
Knox County, Indiana — crop-loss band
- 0.46Low end of the filed band
- 0.95Middle of the filed band
- 2.33High end of the filed band
- 2015Worst year filed (2.66)
- 10Years filed
Every year the Risk Management Agency has filed for Knox County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.46 at the low end to 2.33 at the high end, with 0.95 in the middle. The worst year filed is 2015, at 2.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,136,472 | $8,351,911 | $17,022,008 | 433 | 433 | 2.66 |
| 2016 | $2,353,531 | $2,485,500 | $19,521,242 | 192 | 192 | 1.06 |
| 2017 | $4,642,638 | $3,218,651 | $35,842,825 | 450 | 450 | 0.69 |
| 2018 | $1,904,448 | $2,568,438 | $16,211,215 | 299 | 296 | 1.35 |
| 2019 | $4,851,290 | $11,318,848 | $36,411,621 | 751 | 751 | 2.33 |
| 2020 | $2,476,202 | $1,137,727 | $20,358,952 | 260 | 258 | 0.46 |
| 2021 | $1,186,453 | $913,263 | $9,472,564 | 126 | 126 | 0.77 |
| 2022 | $2,743,114 | $2,609,280 | $26,861,170 | 259 | 259 | 0.95 |
| 2023 | $1,866,207 | $1,213,887 | $20,899,448 | 132 | 132 | 0.65 |
| 2024 | $3,556,357 | $3,400,261 | $33,006,517 | 381 | 381 | 0.96 |
Commodities insured in Knox County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.50Low end of the filed band
- 0.78Middle of the filed band
- 2.47High end of the filed band
- 2019Worst year filed (2.51)
- 10Years filed
- $15,214,410Premium filed
- $20,726,212Indemnity paid
- $106,364,378Liability insured
- 189,959Quantity planted
- 141,382Quantity lost
- 1,474Policies
- 1,474Policies with a loss
- 1.36Loss ratio, whole span
Causes that carried the indemnity in Knox County
- Excess Moisture/Precipitation/Rain $15,180,411 indemnity · 10 years
- Flood $3,342,215 indemnity · 6 years
- Drought $992,054 indemnity · 9 years
- Decline in Price $701,922 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $225,386 indemnity · 4 years
- Heat $186,362 indemnity · 3 years
Soybeans 10 years filed
- 0.74Low end of the filed band
- 1.05Middle of the filed band
- 2.43High end of the filed band
- 2015Worst year filed (2.78)
- 10Years filed
- $9,052,103Premium filed
- $13,389,782Indemnity paid
- $78,390,277Liability insured
- 189,238Quantity planted
- 142,104Quantity lost
- 1,634Policies
- 1,634Policies with a loss
- 1.48Loss ratio, whole span
Causes that carried the indemnity in Knox County
- Excess Moisture/Precipitation/Rain $8,867,247 indemnity · 10 years
- Drought $1,961,368 indemnity · 9 years
- Flood $1,413,003 indemnity · 8 years
- Decline in Price $426,930 indemnity · 8 years
- Heat $393,179 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $183,695 indemnity · 1 years
Whole Farm Revenue Protection 9 years filed
- 0.03Low end of the filed band
- 0.12Middle of the filed band
- 1.63High end of the filed band
- 2016Worst year filed (1.63)
- 9Years filed
- $3,899,037Premium filed
- $1,563,234Indemnity paid
- $47,683,357Liability insured
- 0Quantity planted
- 0Quantity lost
- 28Policies
- 28Policies with a loss
- 0.40Loss ratio, whole span
Causes that carried the indemnity in Knox County
- Cold Wet Weather $909,836 indemnity · 6 years
- Decline in Price $252,230 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $223,678 indemnity · 6 years
- Frost $73,820 indemnity · 1 years
- Drought $61,095 indemnity · 2 years
- Wind/Excess Wind $24,269 indemnity · 1 years
Wheat 10 years filed
- 0.70Low end of the filed band
- 1.74Middle of the filed band
- 4.85High end of the filed band
- 2017Worst year filed (5.73)
- 10Years filed
- $551,162Premium filed
- $1,538,538Indemnity paid
- $3,169,550Liability insured
- 12,992Quantity planted
- 13,021Quantity lost
- 147Policies
- 142Policies with a loss
- 2.79Loss ratio, whole span
Causes that carried the indemnity in Knox County
- Excess Moisture/Precipitation/Rain $1,213,794 indemnity · 8 years
- Cold Wet Weather $192,702 indemnity · 2 years
- Freeze $49,204 indemnity · 3 years
- Cold Winter $30,551 indemnity · 4 years
- Heat $22,549 indemnity · 1 years
- Decline in Price $9,238 indemnity · 5 years
Every county-crop the agency files in Indiana → Buy the Knox County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.