Crop-loss band · Indiana
LaPorte County, Indiana — crop-loss band
- 1.23Low end of the filed band
- 1.57Middle of the filed band
- 3.99High end of the filed band
- 2015Worst year filed (4.69)
- 10Years filed
Every year the Risk Management Agency has filed for LaPorte County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.23 at the low end to 3.99 at the high end, with 1.57 in the middle. The worst year filed is 2015, at 4.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $469,352 | $2,199,431 | $7,531,012 | 139 | 139 | 4.69 |
| 2016 | $435,966 | $633,733 | $5,444,668 | 78 | 77 | 1.45 |
| 2017 | $558,111 | $756,703 | $5,731,032 | 93 | 93 | 1.36 |
| 2018 | $455,270 | $557,966 | $6,819,192 | 96 | 96 | 1.23 |
| 2019 | $762,620 | $3,045,507 | $12,774,549 | 318 | 314 | 3.99 |
| 2020 | $817,728 | $1,730,788 | $13,114,306 | 231 | 230 | 2.12 |
| 2021 | $239,125 | $363,930 | $3,247,421 | 38 | 38 | 1.52 |
| 2022 | $413,573 | $647,779 | $3,873,462 | 57 | 57 | 1.57 |
| 2023 | $153,289 | $408,354 | $2,731,241 | 46 | 46 | 2.66 |
| 2024 | $1,293,615 | $2,474,193 | $14,864,938 | 243 | 243 | 1.91 |
Commodities insured in LaPorte County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.00Low end of the filed band
- 1.45Middle of the filed band
- 4.66High end of the filed band
- 2015Worst year filed (5.06)
- 10Years filed
- $2,916,401Premium filed
- $6,613,941Indemnity paid
- $39,775,349Liability insured
- 62,666Quantity planted
- 61,231Quantity lost
- 569Policies
- 567Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in LaPorte County
- Excess Moisture/Precipitation/Rain $4,092,858 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $943,124 indemnity · 6 years
- Drought $847,403 indemnity · 10 years
- Decline in Price $536,501 indemnity · 7 years
- Heat $160,835 indemnity · 5 years
- Cold Wet Weather $23,848 indemnity · 3 years
Soybeans 10 years filed
- 1.44Low end of the filed band
- 2.29Middle of the filed band
- 3.28High end of the filed band
- 2015Worst year filed (3.30)
- 10Years filed
- $2,169,927Premium filed
- $5,323,974Indemnity paid
- $34,164,270Liability insured
- 71,800Quantity planted
- 69,064Quantity lost
- 750Policies
- 746Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in LaPorte County
- Drought $1,923,325 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,805,334 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $622,221 indemnity · 4 years
- Decline in Price $538,298 indemnity · 8 years
- Heat $161,078 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $117,083 indemnity · 3 years
All Other Crops 8 years filed
- 0.49Low end of the filed band
- 1.37Middle of the filed band
- 4.84High end of the filed band
- 2015Worst year filed (4.84)
- 8Years filed
- $512,321Premium filed
- $880,469Indemnity paid
- $2,192,202Liability insured
- 1,481Quantity planted
- 933Quantity lost
- 20Policies
- 20Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in LaPorte County
- Excess Moisture/Precipitation/Rain $304,391 indemnity · 1 years
- Hail $242,538 indemnity · 2 years
- Freeze $145,290 indemnity · 1 years
- Frost $100,489 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $62,644 indemnity · 6 years
- Drought $19,832 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the LaPorte County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.