Crop-loss band · Indiana
Miami County, Indiana — crop-loss band
- 1.12Low end of the filed band
- 1.54Middle of the filed band
- 2.70High end of the filed band
- 2019Worst year filed (4.71)
- 10Years filed
Every year the Risk Management Agency has filed for Miami County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.12 at the low end to 2.70 at the high end, with 1.54 in the middle. The worst year filed is 2019, at 4.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,942,354 | $5,243,000 | $34,174,776 | 332 | 332 | 2.70 |
| 2016 | $785,523 | $935,561 | $14,085,893 | 123 | 121 | 1.19 |
| 2017 | $1,542,686 | $1,725,040 | $26,163,307 | 311 | 309 | 1.12 |
| 2018 | $401,698 | $497,176 | $8,433,168 | 93 | 93 | 1.24 |
| 2019 | $751,165 | $3,536,173 | $14,735,663 | 263 | 262 | 4.71 |
| 2020 | $205,941 | $466,264 | $4,916,260 | 72 | 72 | 2.26 |
| 2021 | $204,478 | $488,590 | $3,753,495 | 39 | 39 | 2.39 |
| 2022 | $150,972 | $216,664 | $3,371,585 | 36 | 36 | 1.44 |
| 2023 | $358,605 | $552,438 | $7,328,822 | 84 | 84 | 1.54 |
| 2024 | $1,752,549 | $3,374,781 | $25,035,052 | 285 | 285 | 1.93 |
Commodities insured in Miami County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.80Low end of the filed band
- 1.33Middle of the filed band
- 3.22High end of the filed band
- 2019Worst year filed (8.67)
- 10Years filed
- $4,152,107Premium filed
- $8,833,420Indemnity paid
- $64,784,069Liability insured
- 96,125Quantity planted
- 92,096Quantity lost
- 687Policies
- 687Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Miami County
- Excess Moisture/Precipitation/Rain $5,128,962 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,668,871 indemnity · 5 years
- Drought $895,009 indemnity · 8 years
- Decline in Price $733,764 indemnity · 6 years
- Cold Wet Weather $111,992 indemnity · 6 years
- Heat $101,266 indemnity · 1 years
Soybeans 10 years filed
- 1.05Low end of the filed band
- 1.82Middle of the filed band
- 2.70High end of the filed band
- 2020Worst year filed (3.21)
- 10Years filed
- $3,521,477Premium filed
- $7,443,429Indemnity paid
- $72,309,230Liability insured
- 135,313Quantity planted
- 135,790Quantity lost
- 909Policies
- 904Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Miami County
- Excess Moisture/Precipitation/Rain $3,148,912 indemnity · 10 years
- Drought $1,883,691 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,104,272 indemnity · 4 years
- Decline in Price $1,020,644 indemnity · 9 years
- Heat $109,535 indemnity · 4 years
- Cold Wet Weather $96,651 indemnity · 8 years
Popcorn 7 years filed
- 0.25Low end of the filed band
- 1.55Middle of the filed band
- 12.04High end of the filed band
- 2018Worst year filed (12.04)
- 7Years filed
- $422,387Premium filed
- $758,838Indemnity paid
- $4,904,722Liability insured
- 6,392Quantity planted
- 6,392Quantity lost
- 42Policies
- 42Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Miami County
- Excess Moisture/Precipitation/Rain $431,687 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $261,316 indemnity · 5 years
- Heat $42,698 indemnity · 1 years
- Drought $18,142 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $2,764 indemnity · 1 years
- Decline in Price $2,231 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Miami County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.