Crop-loss band · Indiana
Morgan County, Indiana — crop-loss band
- 0.37Low end of the filed band
- 0.77Middle of the filed band
- 1.62High end of the filed band
- 2018Worst year filed (2.28)
- 10Years filed
Every year the Risk Management Agency has filed for Morgan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.37 at the low end to 1.62 at the high end, with 0.77 in the middle. The worst year filed is 2018, at 2.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $739,324 | $1,200,418 | $5,661,593 | 88 | 88 | 1.62 |
| 2016 | $367,237 | $237,329 | $2,601,358 | 47 | 47 | 0.65 |
| 2017 | $1,566,945 | $1,213,589 | $12,066,107 | 195 | 193 | 0.77 |
| 2018 | $140,354 | $320,394 | $1,602,373 | 50 | 49 | 2.28 |
| 2019 | $1,417,938 | $1,866,488 | $13,675,502 | 196 | 194 | 1.32 |
| 2020 | $525,549 | $404,045 | $5,549,345 | 81 | 81 | 0.77 |
| 2021 | $213,262 | $172,642 | $1,776,094 | 36 | 36 | 0.81 |
| 2022 | $219,144 | $81,123 | $2,431,935 | 29 | 29 | 0.37 |
| 2023 | $175,472 | $141,520 | $2,249,133 | 38 | 38 | 0.81 |
| 2024 | $882,784 | $582,978 | $10,869,562 | 155 | 155 | 0.66 |
Commodities insured in Morgan County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 0.60Middle of the filed band
- 1.45High end of the filed band
- 2018Worst year filed (2.44)
- 10Years filed
- $4,160,726Premium filed
- $3,506,921Indemnity paid
- $36,435,508Liability insured
- 58,407Quantity planted
- 49,367Quantity lost
- 457Policies
- 456Policies with a loss
- 0.84Loss ratio, whole span
Causes that carried the indemnity in Morgan County
- Excess Moisture/Precipitation/Rain $2,549,531 indemnity · 10 years
- Drought $288,849 indemnity · 7 years
- Flood $249,685 indemnity · 5 years
- Decline in Price $150,499 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $122,667 indemnity · 2 years
- Heat $87,422 indemnity · 1 years
Soybeans 10 years filed
- 0.43Low end of the filed band
- 0.96Middle of the filed band
- 2.28High end of the filed band
- 2015Worst year filed (2.34)
- 10Years filed
- $2,087,283Premium filed
- $2,713,605Indemnity paid
- $22,047,494Liability insured
- 49,334Quantity planted
- 36,964Quantity lost
- 458Policies
- 454Policies with a loss
- 1.30Loss ratio, whole span
Causes that carried the indemnity in Morgan County
- Excess Moisture/Precipitation/Rain $1,950,502 indemnity · 10 years
- Drought $303,800 indemnity · 9 years
- Decline in Price $231,501 indemnity · 5 years
- Flood $161,907 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $47,861 indemnity · 1 years
- Cold Wet Weather $12,370 indemnity · 4 years
Every county-crop the agency files in Indiana → Buy the Morgan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.