Crop-loss band · Indiana
Orange County, Indiana — crop-loss band
- 0.80Low end of the filed band
- 1.07Middle of the filed band
- 1.87High end of the filed band
- 2019Worst year filed (2.65)
- 10Years filed
Every year the Risk Management Agency has filed for Orange County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.80 at the low end to 1.87 at the high end, with 1.07 in the middle. The worst year filed is 2019, at 2.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $267,524 | $429,659 | $1,510,722 | 35 | 35 | 1.61 |
| 2016 | $473,367 | $452,471 | $3,477,407 | 57 | 57 | 0.96 |
| 2017 | $517,744 | $413,148 | $4,213,203 | 72 | 72 | 0.80 |
| 2018 | $119,128 | $217,300 | $1,153,671 | 25 | 25 | 1.82 |
| 2019 | $964,599 | $2,556,807 | $7,988,205 | 166 | 166 | 2.65 |
| 2020 | $125,174 | $126,379 | $1,318,924 | 25 | 25 | 1.01 |
| 2021 | $99,880 | $107,190 | $962,249 | 20 | 20 | 1.07 |
| 2022 | $248,184 | $249,716 | $2,040,924 | 38 | 38 | 1.01 |
| 2023 | $253,737 | $389,219 | $2,233,212 | 32 | 32 | 1.53 |
| 2024 | $351,020 | $655,027 | $3,302,770 | 65 | 65 | 1.87 |
Commodities insured in Orange County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.37Low end of the filed band
- 1.64Middle of the filed band
- 2.65High end of the filed band
- 2019Worst year filed (2.93)
- 10Years filed
- $1,969,916Premium filed
- $3,618,206Indemnity paid
- $15,736,969Liability insured
- 28,680Quantity planted
- 26,612Quantity lost
- 276Policies
- 276Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Orange County
- Excess Moisture/Precipitation/Rain $3,009,836 indemnity · 9 years
- Drought $277,382 indemnity · 4 years
- Decline in Price $102,350 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $83,687 indemnity · 2 years
- Flood $43,039 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $40,161 indemnity · 1 years
Soybeans 10 years filed
- 0.58Low end of the filed band
- 1.08Middle of the filed band
- 1.97High end of the filed band
- 2024Worst year filed (2.17)
- 10Years filed
- $1,450,441Premium filed
- $1,978,710Indemnity paid
- $12,464,318Liability insured
- 30,269Quantity planted
- 25,056Quantity lost
- 259Policies
- 259Policies with a loss
- 1.36Loss ratio, whole span
Causes that carried the indemnity in Orange County
- Excess Moisture/Precipitation/Rain $1,252,762 indemnity · 10 years
- Drought $357,457 indemnity · 6 years
- Plant Disease $106,824 indemnity · 1 years
- Wildlife $82,272 indemnity · 5 years
- Flood $57,544 indemnity · 3 years
- Decline in Price $55,149 indemnity · 4 years
Every county-crop the agency files in Indiana → Buy the Orange County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.