Crop-loss band · Indiana
Owen County, Indiana — crop-loss band
- 0.73Low end of the filed band
- 1.57Middle of the filed band
- 2.47High end of the filed band
- 2019Worst year filed (2.77)
- 10Years filed
Every year the Risk Management Agency has filed for Owen County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.73 at the low end to 2.47 at the high end, with 1.57 in the middle. The worst year filed is 2019, at 2.77. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $742,844 | $1,838,158 | $4,258,872 | 186 | 186 | 2.47 |
| 2016 | $348,752 | $451,347 | $2,000,626 | 114 | 114 | 1.29 |
| 2017 | $1,027,981 | $1,732,884 | $6,927,328 | 278 | 278 | 1.69 |
| 2018 | $382,115 | $621,349 | $3,063,524 | 120 | 120 | 1.63 |
| 2019 | $1,077,548 | $2,984,043 | $7,784,263 | 315 | 314 | 2.77 |
| 2020 | $530,894 | $386,419 | $4,180,203 | 113 | 113 | 0.73 |
| 2021 | $415,811 | $977,562 | $2,522,627 | 124 | 124 | 2.35 |
| 2022 | $332,035 | $244,365 | $2,292,096 | 41 | 41 | 0.74 |
| 2023 | $290,169 | $348,005 | $2,491,379 | 64 | 64 | 1.20 |
| 2024 | $808,345 | $1,270,064 | $7,080,848 | 170 | 170 | 1.57 |
Commodities insured in Owen County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.30Low end of the filed band
- 1.80Middle of the filed band
- 2.82High end of the filed band
- 2019Worst year filed (3.04)
- 10Years filed
- $2,651,992Premium filed
- $5,668,316Indemnity paid
- $19,814,712Liability insured
- 52,359Quantity planted
- 51,266Quantity lost
- 847Policies
- 846Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Owen County
- Excess Moisture/Precipitation/Rain $3,379,500 indemnity · 10 years
- Drought $1,004,591 indemnity · 10 years
- Flood $732,655 indemnity · 5 years
- Decline in Price $302,453 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $174,607 indemnity · 2 years
- Cold Wet Weather $39,219 indemnity · 7 years
Corn 10 years filed
- 0.44Low end of the filed band
- 1.28Middle of the filed band
- 2.59High end of the filed band
- 2021Worst year filed (3.12)
- 10Years filed
- $3,304,502Premium filed
- $5,185,880Indemnity paid
- $22,787,054Liability insured
- 43,399Quantity planted
- 38,644Quantity lost
- 678Policies
- 678Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Owen County
- Excess Moisture/Precipitation/Rain $3,740,249 indemnity · 10 years
- Flood $781,304 indemnity · 5 years
- Drought $352,259 indemnity · 9 years
- Decline in Price $203,117 indemnity · 7 years
- Wind/Excess Wind $39,541 indemnity · 2 years
- Cold Wet Weather $32,315 indemnity · 6 years
Every county-crop the agency files in Indiana → Buy the Owen County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.