Crop-loss band · Indiana
Porter County, Indiana — crop-loss band
- 0.89Low end of the filed band
- 1.67Middle of the filed band
- 2.83High end of the filed band
- 2019Worst year filed (6.37)
- 10Years filed
Every year the Risk Management Agency has filed for Porter County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 2.83 at the high end, with 1.67 in the middle. The worst year filed is 2019, at 6.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,071,613 | $3,030,917 | $18,476,316 | 214 | 212 | 2.83 |
| 2016 | $291,899 | $307,772 | $5,542,429 | 56 | 55 | 1.05 |
| 2017 | $214,715 | $264,635 | $3,969,578 | 50 | 49 | 1.23 |
| 2018 | $338,223 | $565,369 | $6,571,392 | 72 | 72 | 1.67 |
| 2019 | $663,909 | $4,226,734 | $10,169,142 | 195 | 195 | 6.37 |
| 2020 | $1,045,230 | $2,146,087 | $18,747,432 | 225 | 225 | 2.05 |
| 2021 | $207,374 | $184,875 | $2,792,130 | 37 | 37 | 0.89 |
| 2022 | $710,672 | $988,807 | $8,931,928 | 64 | 64 | 1.39 |
| 2023 | $464,933 | $919,382 | $6,522,224 | 91 | 91 | 1.98 |
| 2024 | $1,082,349 | $2,665,231 | $14,729,203 | 169 | 169 | 2.46 |
Commodities insured in Porter County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.24Low end of the filed band
- 2.32Middle of the filed band
- 4.47High end of the filed band
- 2019Worst year filed (8.47)
- 10Years filed
- $2,754,547Premium filed
- $8,893,991Indemnity paid
- $45,885,161Liability insured
- 78,411Quantity planted
- 70,162Quantity lost
- 557Policies
- 556Policies with a loss
- 3.23Loss ratio, whole span
Causes that carried the indemnity in Porter County
- Excess Moisture/Precipitation/Rain $5,974,886 indemnity · 10 years
- Drought $861,532 indemnity · 9 years
- Decline in Price $640,986 indemnity · 8 years
- Cold Wet Weather $564,440 indemnity · 7 years
- Wind/Excess Wind $239,694 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $225,559 indemnity · 2 years
Soybeans 10 years filed
- 0.35Low end of the filed band
- 1.64Middle of the filed band
- 2.27High end of the filed band
- 2019Worst year filed (3.67)
- 10Years filed
- $3,336,370Premium filed
- $6,405,818Indemnity paid
- $50,566,613Liability insured
- 95,787Quantity planted
- 84,002Quantity lost
- 616Policies
- 613Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Porter County
- Drought $2,888,472 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,788,634 indemnity · 10 years
- Decline in Price $706,811 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $651,519 indemnity · 4 years
- Heat $132,018 indemnity · 5 years
- Cold Wet Weather $115,287 indemnity · 10 years
Every county-crop the agency files in Indiana → Buy the Porter County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.