Crop-loss band · Indiana
Putnam County, Indiana — crop-loss band
- 0.62Low end of the filed band
- 0.87Middle of the filed band
- 1.64High end of the filed band
- 2019Worst year filed (1.83)
- 10Years filed
Every year the Risk Management Agency has filed for Putnam County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.62 at the low end to 1.64 at the high end, with 0.87 in the middle. The worst year filed is 2019, at 1.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,452,481 | $4,017,115 | $31,447,671 | 254 | 254 | 1.64 |
| 2016 | $776,991 | $593,017 | $9,704,819 | 103 | 102 | 0.76 |
| 2017 | $1,869,954 | $1,273,676 | $23,145,189 | 267 | 257 | 0.68 |
| 2018 | $771,094 | $668,157 | $11,895,121 | 109 | 109 | 0.87 |
| 2019 | $879,333 | $1,611,433 | $11,328,439 | 179 | 177 | 1.83 |
| 2020 | $1,206,734 | $743,854 | $17,732,738 | 163 | 163 | 0.62 |
| 2021 | $286,341 | $269,326 | $3,594,265 | 38 | 38 | 0.94 |
| 2022 | $716,335 | $484,173 | $9,362,851 | 62 | 62 | 0.68 |
| 2023 | $1,693,228 | $1,502,567 | $18,979,203 | 119 | 119 | 0.89 |
| 2024 | $3,359,162 | $4,653,965 | $40,929,895 | 380 | 380 | 1.39 |
Commodities insured in Putnam County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.54Low end of the filed band
- 0.89Middle of the filed band
- 1.81High end of the filed band
- 2018Worst year filed (1.90)
- 10Years filed
- $9,940,005Premium filed
- $11,215,796Indemnity paid
- $117,961,163Liability insured
- 156,469Quantity planted
- 140,551Quantity lost
- 1,005Policies
- 995Policies with a loss
- 1.13Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- Excess Moisture/Precipitation/Rain $4,919,887 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $3,195,538 indemnity · 3 years
- Drought $1,499,153 indemnity · 9 years
- Decline in Price $1,281,148 indemnity · 7 years
- Cold Wet Weather $162,631 indemnity · 8 years
- Wind/Excess Wind $86,831 indemnity · 4 years
Soybeans 10 years filed
- 0.37Low end of the filed band
- 0.88Middle of the filed band
- 1.87High end of the filed band
- 2015Worst year filed (2.33)
- 10Years filed
- $4,071,648Premium filed
- $4,601,487Indemnity paid
- $60,159,028Liability insured
- 101,474Quantity planted
- 80,293Quantity lost
- 669Policies
- 666Policies with a loss
- 1.13Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- Excess Moisture/Precipitation/Rain $2,045,523 indemnity · 10 years
- Drought $1,008,930 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $924,382 indemnity · 2 years
- Decline in Price $444,277 indemnity · 7 years
- Cold Wet Weather $79,771 indemnity · 7 years
- Plant Disease $35,637 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the Putnam County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.