Crop-loss band · Indiana
Steuben County, Indiana — crop-loss band
- 0.32Low end of the filed band
- 1.14Middle of the filed band
- 3.11High end of the filed band
- 2019Worst year filed (6.24)
- 10Years filed
Every year the Risk Management Agency has filed for Steuben County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.32 at the low end to 3.11 at the high end, with 1.14 in the middle. The worst year filed is 2019, at 6.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $70,226 | $218,479 | $976,543 | 22 | 22 | 3.11 |
| 2016 | $1,276,512 | $451,379 | $17,319,237 | 91 | 91 | 0.35 |
| 2017 | $720,286 | $549,355 | $9,452,178 | 71 | 71 | 0.76 |
| 2018 | $1,286,596 | $1,466,837 | $18,815,824 | 135 | 135 | 1.14 |
| 2019 | $685,516 | $4,274,233 | $5,704,648 | 132 | 132 | 6.24 |
| 2020 | $1,551,706 | $2,483,120 | $23,960,022 | 201 | 201 | 1.60 |
| 2021 | $476,930 | $154,840 | $5,442,376 | 22 | 22 | 0.32 |
| 2022 | $588,896 | $905,286 | $7,091,694 | 60 | 60 | 1.54 |
| 2023 | $1,276,363 | $1,279,015 | $14,547,239 | 110 | 110 | 1.00 |
| 2024 | $1,093,236 | $1,534,650 | $13,786,790 | 138 | 138 | 1.40 |
Commodities insured in Steuben County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 1.03Middle of the filed band
- 3.30High end of the filed band
- 2019Worst year filed (6.02)
- 10Years filed
- $5,440,328Premium filed
- $7,542,822Indemnity paid
- $67,839,175Liability insured
- 105,693Quantity planted
- 100,402Quantity lost
- 465Policies
- 465Policies with a loss
- 1.39Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Excess Moisture/Precipitation/Rain $4,260,517 indemnity · 9 years
- Drought $1,360,975 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,057,538 indemnity · 6 years
- Decline in Price $573,201 indemnity · 7 years
- Cold Wet Weather $136,716 indemnity · 5 years
- Heat $85,389 indemnity · 3 years
Soybeans 10 years filed
- 0.36Low end of the filed band
- 0.94Middle of the filed band
- 3.93High end of the filed band
- 2019Worst year filed (6.64)
- 10Years filed
- $3,585,939Premium filed
- $5,774,372Indemnity paid
- $49,257,376Liability insured
- 104,864Quantity planted
- 82,594Quantity lost
- 517Policies
- 517Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Excess Moisture/Precipitation/Rain $2,520,933 indemnity · 10 years
- Drought $1,897,618 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $836,749 indemnity · 4 years
- Decline in Price $340,730 indemnity · 7 years
- Cold Wet Weather $86,233 indemnity · 8 years
- Heat $37,913 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Steuben County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.