Crop-loss band · Indiana
Tipton County, Indiana — crop-loss band
- 0.90Low end of the filed band
- 1.65Middle of the filed band
- 2.19High end of the filed band
- 2019Worst year filed (3.60)
- 10Years filed
Every year the Risk Management Agency has filed for Tipton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.90 at the low end to 2.19 at the high end, with 1.65 in the middle. The worst year filed is 2019, at 3.60. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $911,754 | $1,773,764 | $16,742,264 | 193 | 193 | 1.95 |
| 2016 | $88,711 | $194,643 | $1,517,383 | 34 | 34 | 2.19 |
| 2017 | $1,249,902 | $1,122,774 | $22,753,613 | 243 | 234 | 0.90 |
| 2018 | $111,208 | $203,183 | $2,120,218 | 33 | 33 | 1.83 |
| 2019 | $810,686 | $2,915,776 | $16,762,357 | 210 | 210 | 3.60 |
| 2020 | $178,696 | $345,400 | $3,023,448 | 17 | 17 | 1.93 |
| 2021 | $77,060 | $126,848 | $1,761,178 | 13 | 13 | 1.65 |
| 2022 | $481,421 | $546,540 | $9,176,630 | 48 | 48 | 1.14 |
| 2023 | $779,935 | $841,954 | $12,694,627 | 104 | 104 | 1.08 |
| 2024 | $1,442,108 | $2,212,811 | $22,886,555 | 213 | 213 | 1.53 |
Commodities insured in Tipton County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.35Low end of the filed band
- 0.88Middle of the filed band
- 5.63High end of the filed band
- 2019Worst year filed (5.63)
- 9Years filed
- $3,791,411Premium filed
- $6,125,971Indemnity paid
- $62,798,185Liability insured
- 74,792Quantity planted
- 63,999Quantity lost
- 584Policies
- 580Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Tipton County
- Excess Moisture/Precipitation/Rain $3,906,127 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $1,285,208 indemnity · 5 years
- Decline in Price $440,648 indemnity · 6 years
- Drought $357,482 indemnity · 6 years
- Cold Wet Weather $83,422 indemnity · 6 years
- Mycotoxin $24,436 indemnity · 1 years
Soybeans 10 years filed
- 0.51Low end of the filed band
- 0.98Middle of the filed band
- 1.93High end of the filed band
- 2018Worst year filed (2.10)
- 10Years filed
- $1,317,637Premium filed
- $2,098,381Indemnity paid
- $32,620,780Liability insured
- 52,204Quantity planted
- 40,359Quantity lost
- 475Policies
- 470Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Tipton County
- Excess Moisture/Precipitation/Rain $976,761 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $514,049 indemnity · 3 years
- Decline in Price $320,769 indemnity · 7 years
- Drought $229,888 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $36,887 indemnity · 3 years
- Cold Wet Weather $16,137 indemnity · 5 years
Hybrid Corn Seed 10 years filed
- 1.24Low end of the filed band
- 1.95Middle of the filed band
- 3.48High end of the filed band
- 2016Worst year filed (5.12)
- 10Years filed
- $1,022,433Premium filed
- $2,059,341Indemnity paid
- $14,019,308Liability insured
- 11,569Quantity planted
- 11,547Quantity lost
- 49Policies
- 49Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Tipton County
- Excess Moisture/Precipitation/Rain $718,753 indemnity · 6 years
- Heat $566,208 indemnity · 3 years
- Drought $509,789 indemnity · 3 years
- Wind/Excess Wind $264,592 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Tipton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.