Crop-loss band · Indiana
Union County, Indiana — crop-loss band
- 0.52Low end of the filed band
- 1.53Middle of the filed band
- 2.02High end of the filed band
- 2019Worst year filed (2.64)
- 10Years filed
Every year the Risk Management Agency has filed for Union County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.52 at the low end to 2.02 at the high end, with 1.53 in the middle. The worst year filed is 2019, at 2.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $137,715 | $156,242 | $1,747,543 | 36 | 36 | 1.13 |
| 2016 | $247,710 | $420,358 | $3,522,050 | 45 | 45 | 1.70 |
| 2017 | $600,170 | $545,779 | $9,046,612 | 133 | 132 | 0.91 |
| 2018 | $203,389 | $311,980 | $3,336,008 | 55 | 55 | 1.53 |
| 2019 | $248,786 | $657,456 | $4,230,817 | 102 | 102 | 2.64 |
| 2020 | $85,329 | $44,716 | $1,535,061 | 22 | 22 | 0.52 |
| 2021 | $56,716 | $114,498 | $834,285 | 21 | 21 | 2.02 |
| 2022 | $341,243 | $398,752 | $4,503,251 | 51 | 51 | 1.17 |
| 2023 | $218,700 | $387,259 | $2,486,403 | 50 | 50 | 1.77 |
| 2024 | $467,540 | $824,845 | $6,294,714 | 103 | 103 | 1.76 |
Commodities insured in Union County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.49Low end of the filed band
- 1.09Middle of the filed band
- 2.81High end of the filed band
- 2018Worst year filed (6.16)
- 10Years filed
- $1,595,213Premium filed
- $2,122,956Indemnity paid
- $20,627,801Liability insured
- 27,971Quantity planted
- 22,854Quantity lost
- 274Policies
- 273Policies with a loss
- 1.33Loss ratio, whole span
Causes that carried the indemnity in Union County
- Drought $793,779 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $790,839 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $247,578 indemnity · 5 years
- Decline in Price $164,909 indemnity · 7 years
- Wind/Excess Wind $59,841 indemnity · 3 years
- Hail $20,075 indemnity · 1 years
Soybeans 10 years filed
- 0.57Low end of the filed band
- 1.86Middle of the filed band
- 2.57High end of the filed band
- 2016Worst year filed (3.13)
- 10Years filed
- $1,012,085Premium filed
- $1,738,929Indemnity paid
- $16,908,943Liability insured
- 33,173Quantity planted
- 27,453Quantity lost
- 344Policies
- 344Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Moisture/Precipitation/Rain $742,173 indemnity · 10 years
- Drought $623,999 indemnity · 6 years
- Decline in Price $217,066 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $57,573 indemnity · 3 years
- Cold Wet Weather $44,983 indemnity · 4 years
- Hail $23,949 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Union County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.