Crop-loss band · Indiana
Wayne County, Indiana — crop-loss band
- 0.74Low end of the filed band
- 1.74Middle of the filed band
- 2.19High end of the filed band
- 2019Worst year filed (2.84)
- 10Years filed
Every year the Risk Management Agency has filed for Wayne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.74 at the low end to 2.19 at the high end, with 1.74 in the middle. The worst year filed is 2019, at 2.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,020,515 | $2,203,313 | $11,923,878 | 212 | 212 | 2.16 |
| 2016 | $606,294 | $664,190 | $7,014,506 | 117 | 117 | 1.10 |
| 2017 | $1,163,241 | $1,136,117 | $14,557,976 | 266 | 265 | 0.98 |
| 2018 | $315,386 | $690,389 | $4,375,398 | 101 | 101 | 2.19 |
| 2019 | $1,226,273 | $3,481,607 | $16,152,328 | 367 | 364 | 2.84 |
| 2020 | $250,333 | $185,774 | $3,966,223 | 70 | 70 | 0.74 |
| 2021 | $342,735 | $574,622 | $4,179,924 | 66 | 66 | 1.68 |
| 2022 | $788,794 | $1,481,087 | $9,632,011 | 117 | 117 | 1.88 |
| 2023 | $614,353 | $1,130,224 | $7,612,382 | 98 | 98 | 1.84 |
| 2024 | $747,449 | $1,303,085 | $9,334,646 | 174 | 174 | 1.74 |
Commodities insured in Wayne County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.82Low end of the filed band
- 1.69Middle of the filed band
- 2.57High end of the filed band
- 2019Worst year filed (3.84)
- 10Years filed
- $3,530,804Premium filed
- $6,445,158Indemnity paid
- $39,680,871Liability insured
- 68,521Quantity planted
- 61,368Quantity lost
- 685Policies
- 683Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $3,867,627 indemnity · 10 years
- Drought $1,371,300 indemnity · 10 years
- Decline in Price $571,190 indemnity · 8 years
- Heat $174,372 indemnity · 1 years
- Mycotoxin $157,979 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $91,320 indemnity · 3 years
Soybeans 10 years filed
- 0.52Low end of the filed band
- 1.77Middle of the filed band
- 2.20High end of the filed band
- 2015Worst year filed (2.68)
- 10Years filed
- $3,544,569Premium filed
- $6,405,250Indemnity paid
- $49,068,401Liability insured
- 103,368Quantity planted
- 84,520Quantity lost
- 903Policies
- 901Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $3,174,669 indemnity · 10 years
- Drought $2,084,001 indemnity · 9 years
- Decline in Price $880,729 indemnity · 8 years
- Cold Wet Weather $104,066 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $61,113 indemnity · 2 years
- Wind/Excess Wind $33,553 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Wayne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.